Refinance Car Loan Calculator

Calculate refinance savings, compare car loan rates from Capital One, Chase, USAA, Navy Federal, and credit unions. Plan your car loan refinance for US, UK, India, and Malaysia with down payment and extra payments. Get instant results and export payment schedules.

Current Loan Details

Leave empty to calculate automatically

New Loan Details

Usually same as current balance, or adjusted with down payment

Optional down payment to reduce loan amount

Rate difference: 2.00%

Refinance Fees

Extra Payments

Results

Refinance Savings

Monthly Savings
$156.99
Total Savings
$70.25
Interest Savings
$70.25
Time Savings
0 months

Current Loan

Monthly Payment:$622.12
Total Interest:$2,396.48
Total Payment:$22,396.48
Payoff Date:October 1, 2028

New Loan

Monthly Payment:$465.13
Total Interest:$2,326.23
Total Payment:$22,326.23
Payoff Date:October 1, 2029

Current Loan Payment Schedule

New Loan Payment Schedule