Student Loan Refinance Calculator

Calculate student loan refinancing savings, manage multiple loans, and plan repayment strategies. Compare current vs new rates, consolidate loans, and explore income-driven repayment options for USA, UK, Canada, and NZ.

Current Loans

Loan 1

Loan Name

Loan Amount ($)

Interest Rate (%)

Remaining Term (Years)

Current Monthly Payment ($)

Leave empty to auto-calculate

Loan 2

Loan Name

Loan Amount ($)

Interest Rate (%)

Remaining Term (Years)

Current Monthly Payment ($)

Leave empty to auto-calculate

New Loan Details

New Loan Amount ($)

New Interest Rate (%)

New Loan Term (Years)

Refinancing Fees ($)

Country

Refinance Comparison

Current Monthly Payment

$475.82

New Monthly Payment

$414.55

Monthly Savings

$61.27

Total Interest Saved

$2,444.00

Total Savings

$1,944.00

Break-Even Point

9 months