USDA Loan Calculator

Free USDA loan calculator to calculate monthly payments, affordability, and loan amounts with PMI and guarantee fees. Plan your USDA mortgage for California, Texas, Florida, and all states. Get instant results.

Loan Type

Loan Details

Down Payment: 0.00%(USDA allows 0% down payment)

USDA Direct: up to 33 years, Guaranteed: up to 30 years

Results

Loan Amount
$250,000.00
Monthly Payment (P&I)
$1,580.17
Total Monthly Payment
$1,961.42
Total Interest
$318,861.22

Monthly Payment Breakdown

Principal & Interest:$1,580.17
Guarantee Fee:$72.92
Property Tax:$208.33
Home Insurance:$100.00
Total Monthly Payment:$1,961.42
Total Guarantee Fee
$26,250.00
Total Cost
$706,111.22

Payment Schedule