Credit Card Loan Calculator

Credit card loans, also known as cash advances or credit card debt consolidation loans, allow you to convert your credit card balance into a structured loan with fixed monthly payments. This calculator helps you understand the costs and repayment options for managing your credit card debt.

Whether you're looking to calculate your monthly EMI for a credit card loan, determine how long it will take to pay off your debt with a fixed monthly payment, or plan a structured repayment schedule, this tool provides comprehensive calculations to help you make informed financial decisions.

Credit card loans typically have higher interest rates compared to traditional personal loans, often ranging from 15% to 25% annually. Understanding your repayment options can help you save money on interest and pay off your debt faster. Use the EMI calculator to see your monthly payment obligations, the debt payoff calculator to see how long it will take to clear your debt, or the repayment calculator to plan a structured payment schedule.

Many financial institutions offer credit card loan products, including HDFC Bank, ICICI Bank, SBI, Axis Bank, and other major banks. These loans can help consolidate multiple credit card balances into a single monthly payment, potentially reducing your overall interest costs and simplifying your debt management strategy.