Bank of Baroda Personal Loan EMI Calculator
Calculate your monthly EMI, loan eligibility, and repayment schedule for Bank of Baroda personal loans. Get instant results for 2025.
Loan Details
Enter the loan amount in Indian Rupees
Bank of Baroda personal loan rates: 10.5% - 18% p.a.
Personal loans: 1-10 years
Used for amortization schedule dates
Loan Summary
Monthly EMI
₹2,149
Total Interest
₹28,963
Total Payment
₹1,28,963
Principal Amount
₹1,00,000
Payment Schedule
About Bank of Baroda Personal Loans
Bank of Baroda offers personal loans with competitive interest rates ranging from 10.5% to 18% per annum. Whether you need funds for medical emergencies, wedding expenses, home renovation, or debt consolidation, Bank of Baroda personal loans provide flexible repayment options with tenures ranging from 1 to 10 years.
The Bank of Baroda personal loan EMI calculator helps you understand your monthly repayment obligations before applying for a loan. By entering your desired loan amount, interest rate, and tenure, you can instantly calculate your EMI and plan your finances accordingly.
Key Features of Bank of Baroda Personal Loans
- Loan amounts up to ₹50 lakhs based on eligibility
- Competitive interest rates starting from 10.5% p.a.
- Flexible repayment tenure from 1 to 10 years
- Quick approval and disbursement process
- Pre-approved personal loans for existing customers
- Minimal documentation requirements
How to Use This Calculator
Our Bank of Baroda personal loan EMI calculator is designed to help you make informed financial decisions. Simply enter your loan amount, interest rate, and tenure to calculate your monthly EMI. You can also use the eligibility calculator to determine how much loan you can get based on your salary, or use the quick EMI calculator to instantly find out the EMI for common loan amounts like ₹1 lakh.
The calculator provides a detailed payment schedule showing how much principal and interest you'll pay each month, helping you understand the total cost of your loan. You can also export the payment schedule to CSV for your records.
Understanding Your EMI
EMI (Equated Monthly Installment) is the fixed amount you pay each month towards your loan. It consists of both principal and interest components. In the initial months, a larger portion goes towards interest, while in later months, more goes towards principal repayment. Our calculator shows you this breakdown in the payment schedule.
For example, if you take a ₹1 lakh personal loan at 10.5% interest rate for 5 years, your EMI would be approximately ₹2,150. The total amount you'll repay over 5 years would be ₹1,29,000, with ₹29,000 being the total interest paid.