RHB Personal Loan Calculator

Free RHB personal loan calculator Malaysia to calculate monthly payments, loan eligibility based on salary, and repayment schedules. Plan your RHB Personal Loan, RHB Easy Loan, or RHB Islamic Personal Financing with instant results for 2025. Export to Excel and PDF.

RHB Personal Loan Details

Loan Amount (MYR)

Annual Interest Rate (%)

Loan Term (months)

Extra Payments (Optional)

Payment Frequency

Extra Payment Amount (MYR)

Loan Summary

Monthly Payment

RM 1,025.83

Total Interest

RM 11,549.59

Total Payment

RM 61,549.59

Total Cost

RM 61,549.59

Payment Chart

Chart shows principal and interest components of monthly payments over the loan term. Hover over data points for details.

Payment Schedule

Month	Payment Date	Beginning Balance	Principal	Interest	Extra Payment	Total Payment	Ending Balance
1	1 November 2025	RM 50,000.00	RM 671.66	RM 354.17	RM 0.00	RM 1,025.83	RM 49,328.34
2	1 December 2025	RM 49,328.34	RM 676.42	RM 349.41	RM 0.00	RM 1,025.83	RM 48,651.92
3	1 January 2026	RM 48,651.92	RM 681.21	RM 344.62	RM 0.00	RM 1,025.83	RM 47,970.71
4	1 February 2026	RM 47,970.71	RM 686.03	RM 339.79	RM 0.00	RM 1,025.83	RM 47,284.68
5	1 March 2026	RM 47,284.68	RM 690.89	RM 334.93	RM 0.00	RM 1,025.83	RM 46,593.79
6	1 April 2026	RM 46,593.79	RM 695.79	RM 330.04	RM 0.00	RM 1,025.83	RM 45,898.00
7	1 May 2026	RM 45,898.00	RM 700.72	RM 325.11	RM 0.00	RM 1,025.83	RM 45,197.28
8	1 June 2026	RM 45,197.28	RM 705.68	RM 320.15	RM 0.00	RM 1,025.83	RM 44,491.60
9	1 July 2026	RM 44,491.60	RM 710.68	RM 315.15	RM 0.00	RM 1,025.83	RM 43,780.93
10	1 August 2026	RM 43,780.93	RM 715.71	RM 310.11	RM 0.00	RM 1,025.83	RM 43,065.21
11	1 September 2026	RM 43,065.21	RM 720.78	RM 305.05	RM 0.00	RM 1,025.83	RM 42,344.43
12	1 October 2026	RM 42,344.43	RM 725.89	RM 299.94	RM 0.00	RM 1,025.83	RM 41,618.55
13	1 November 2026	RM 41,618.55	RM 731.03	RM 294.80	RM 0.00	RM 1,025.83	RM 40,887.52
14	1 December 2026	RM 40,887.52	RM 736.21	RM 289.62	RM 0.00	RM 1,025.83	RM 40,151.31
15	1 January 2027	RM 40,151.31	RM 741.42	RM 284.41	RM 0.00	RM 1,025.83	RM 39,409.89
16	1 February 2027	RM 39,409.89	RM 746.67	RM 279.15	RM 0.00	RM 1,025.83	RM 38,663.22
17	1 March 2027	RM 38,663.22	RM 751.96	RM 273.86	RM 0.00	RM 1,025.83	RM 37,911.25
18	1 April 2027	RM 37,911.25	RM 757.29	RM 268.54	RM 0.00	RM 1,025.83	RM 37,153.97
19	1 May 2027	RM 37,153.97	RM 762.65	RM 263.17	RM 0.00	RM 1,025.83	RM 36,391.31
20	1 June 2027	RM 36,391.31	RM 768.05	RM 257.77	RM 0.00	RM 1,025.83	RM 35,623.26
21	1 July 2027	RM 35,623.26	RM 773.50	RM 252.33	RM 0.00	RM 1,025.83	RM 34,849.76
22	1 August 2027	RM 34,849.76	RM 778.97	RM 246.85	RM 0.00	RM 1,025.83	RM 34,070.79
23	1 September 2027	RM 34,070.79	RM 784.49	RM 241.33	RM 0.00	RM 1,025.83	RM 33,286.30
24	1 October 2027	RM 33,286.30	RM 790.05	RM 235.78	RM 0.00	RM 1,025.83	RM 32,496.25
25	1 November 2027	RM 32,496.25	RM 795.64	RM 230.18	RM 0.00	RM 1,025.83	RM 31,700.60
26	1 December 2027	RM 31,700.60	RM 801.28	RM 224.55	RM 0.00	RM 1,025.83	RM 30,899.32
27	1 January 2028	RM 30,899.32	RM 806.96	RM 218.87	RM 0.00	RM 1,025.83	RM 30,092.37
28	1 February 2028	RM 30,092.37	RM 812.67	RM 213.15	RM 0.00	RM 1,025.83	RM 29,279.70
29	1 March 2028	RM 29,279.70	RM 818.43	RM 207.40	RM 0.00	RM 1,025.83	RM 28,461.27
30	1 April 2028	RM 28,461.27	RM 824.23	RM 201.60	RM 0.00	RM 1,025.83	RM 27,637.04
31	1 May 2028	RM 27,637.04	RM 830.06	RM 195.76	RM 0.00	RM 1,025.83	RM 26,806.98
32	1 June 2028	RM 26,806.98	RM 835.94	RM 189.88	RM 0.00	RM 1,025.83	RM 25,971.03
33	1 July 2028	RM 25,971.03	RM 841.87	RM 183.96	RM 0.00	RM 1,025.83	RM 25,129.17
34	1 August 2028	RM 25,129.17	RM 847.83	RM 178.00	RM 0.00	RM 1,025.83	RM 24,281.34
35	1 September 2028	RM 24,281.34	RM 853.83	RM 171.99	RM 0.00	RM 1,025.83	RM 23,427.51
36	1 October 2028	RM 23,427.51	RM 859.88	RM 165.94	RM 0.00	RM 1,025.83	RM 22,567.62
37	1 November 2028	RM 22,567.62	RM 865.97	RM 159.85	RM 0.00	RM 1,025.83	RM 21,701.65
38	1 December 2028	RM 21,701.65	RM 872.11	RM 153.72	RM 0.00	RM 1,025.83	RM 20,829.54
39	1 January 2029	RM 20,829.54	RM 878.28	RM 147.54	RM 0.00	RM 1,025.83	RM 19,951.26
40	1 February 2029	RM 19,951.26	RM 884.51	RM 141.32	RM 0.00	RM 1,025.83	RM 19,066.76
41	1 March 2029	RM 19,066.76	RM 890.77	RM 135.06	RM 0.00	RM 1,025.83	RM 18,175.99
42	1 April 2029	RM 18,175.99	RM 897.08	RM 128.75	RM 0.00	RM 1,025.83	RM 17,278.91
43	1 May 2029	RM 17,278.91	RM 903.43	RM 122.39	RM 0.00	RM 1,025.83	RM 16,375.47
44	1 June 2029	RM 16,375.47	RM 909.83	RM 115.99	RM 0.00	RM 1,025.83	RM 15,465.64
45	1 July 2029	RM 15,465.64	RM 916.28	RM 109.55	RM 0.00	RM 1,025.83	RM 14,549.36
46	1 August 2029	RM 14,549.36	RM 922.77	RM 103.06	RM 0.00	RM 1,025.83	RM 13,626.59
47	1 September 2029	RM 13,626.59	RM 929.30	RM 96.52	RM 0.00	RM 1,025.83	RM 12,697.29
48	1 October 2029	RM 12,697.29	RM 935.89	RM 89.94	RM 0.00	RM 1,025.83	RM 11,761.40
49	1 November 2029	RM 11,761.40	RM 942.52	RM 83.31	RM 0.00	RM 1,025.83	RM 10,818.88
50	1 December 2029	RM 10,818.88	RM 949.19	RM 76.63	RM 0.00	RM 1,025.83	RM 9,869.69
51	1 January 2030	RM 9,869.69	RM 955.92	RM 69.91	RM 0.00	RM 1,025.83	RM 8,913.77
52	1 February 2030	RM 8,913.77	RM 962.69	RM 63.14	RM 0.00	RM 1,025.83	RM 7,951.08
53	1 March 2030	RM 7,951.08	RM 969.51	RM 56.32	RM 0.00	RM 1,025.83	RM 6,981.58
54	1 April 2030	RM 6,981.58	RM 976.37	RM 49.45	RM 0.00	RM 1,025.83	RM 6,005.20
55	1 May 2030	RM 6,005.20	RM 983.29	RM 42.54	RM 0.00	RM 1,025.83	RM 5,021.91
56	1 June 2030	RM 5,021.91	RM 990.25	RM 35.57	RM 0.00	RM 1,025.83	RM 4,031.66
57	1 July 2030	RM 4,031.66	RM 997.27	RM 28.56	RM 0.00	RM 1,025.83	RM 3,034.39
58	1 August 2030	RM 3,034.39	RM 1,004.33	RM 21.49	RM 0.00	RM 1,025.83	RM 2,030.06
59	1 September 2030	RM 2,030.06	RM 1,011.45	RM 14.38	RM 0.00	RM 1,025.83	RM 1,018.61
60	1 October 2030	RM 1,018.61	RM 1,018.61	RM 7.22	RM 0.00	RM 1,025.83	RM 0.00

About RHB Personal Loan Calculator

The RHB Personal Loan Calculator is a comprehensive financial tool designed to help Malaysian borrowers plan and manage their personal loan applications with RHB Bank. Whether you're considering a standard personal loan, the convenient RHB Easy Loan, or an Islamic-compliant personal financing option, this calculator provides accurate monthly payment estimates, total interest calculations, and detailed repayment schedules.

RHB Bank offers various personal loan products tailored to different needs. The RHB Personal Loan provides flexible financing options for various purposes, while the RHB Easy Loan offers simplified application processes and competitive rates. For customers seeking Shariah-compliant solutions, RHB Islamic Personal Financing provides an alternative that adheres to Islamic banking principles.

Our calculator supports multiple calculation modes. The basic calculator helps you determine monthly payments based on loan amount, interest rate, and term. The eligibility calculator assesses your loan qualification based on your monthly salary, existing obligations, age, and employment type. This feature calculates your debt-to-income ratio and provides an eligibility score to help you understand your chances of approval.

The calculator includes advanced features such as extra payment options, allowing you to see how additional monthly or one-time payments can reduce your total interest and shorten your loan term. The detailed payment schedule shows month-by-month breakdowns of principal and interest components, helping you understand how your payments are allocated over time.

Visual charts display the principal and interest components graphically, making it easy to see how your loan balance decreases over time. The payment schedule can be exported to Excel or PDF formats for your records or further analysis. All calculations are based on standard amortization formulas used by Malaysian banks, ensuring accuracy and reliability.

Interest rates for RHB products vary based on the loan type and your credit profile. The calculator uses typical rates as reference points, but actual rates may differ based on RHB Bank's current offerings and your individual circumstances. It's always recommended to contact RHB Bank directly for the most current rates and terms.

Whether you're planning a major purchase, consolidating debt, or funding a personal project, the RHB Personal Loan Calculator helps you make informed financial decisions. Use it to compare different loan terms, understand the total cost of borrowing, and plan your repayment strategy effectively.