Santander Loan Calculator

Santander Bank is one of the largest banks in the world, offering competitive personal loans and mortgage products across multiple countries including the United Kingdom, Spain, and Poland. Use this calculator to estimate your monthly payments, total interest costs, and repayment schedule for Santander loans in your country.

Personal Loans: Santander Bank provides personal loans with competitive interest rates that vary by country. In the UK, representative APRs typically range from 3.9% to 29.9%. In Spain, rates typically range from 4.5% to 19.9%, while in Poland, rates range from 5.9% to 24.9%. Loan amounts and terms vary based on your creditworthiness, financial situation, and country-specific regulations.

Mortgages: Santander Bank offers mortgage products with competitive interest rates across all markets. In the UK, representative APRs typically range from 4.2% to 7.5%. In Spain, rates typically range from 3.5% to 6.5%, while in Poland, rates range from 4.9% to 7.9%. Mortgage terms can extend up to 30-35 years depending on the country, and you can make extra payments to reduce your loan term and total interest paid.

Extra Payments: Making additional payments can significantly reduce your total interest costs and shorten your loan term. Santander Bank allows you to make regular extra monthly payments or one-time lump sum payments at any point during your loan term. This calculator helps you visualize the savings from making extra payments, including how much interest you'll save and how many months you can shave off your loan term.

Country-Specific Features: Each country has different regulations, interest rates, and loan terms. The calculator automatically adjusts currency symbols, date formats, and typical interest rates based on your selected country. Whether you're in the UK (GBP), Spain (EUR), or Poland (PLN), you can get accurate calculations tailored to your local market.

Note: This calculator provides estimates only. Actual rates, terms, and conditions may vary. Please contact Santander Bank directly for personalized quotes and current rates. Rates are subject to change and depend on individual circumstances, credit score, loan amount, and country-specific regulations. This is a free online tool and is not affiliated with or endorsed by Santander Bank.