CIMB Loan Calculator

The CIMB Loan Calculator is a comprehensive financial tool designed to help you plan and manage your loans with CIMB Bank in the Philippines and Malaysia. Whether you're considering a personal loan, car loan, house loan, or ASB loan, this calculator provides instant, accurate calculations to help you make informed financial decisions.

CIMB Bank offers a wide range of loan products across Southeast Asia, with competitive interest rates and flexible repayment terms. Our calculator supports multiple loan types including personal loans for various purposes, car loans for new and used vehicles, house loans for property purchases, and ASB (Amanah Saham Bumiputera) loans available exclusively in Malaysia.

One of the key features of this calculator is the salary-based calculation function, which helps you determine how much you can borrow based on your monthly income. This is particularly useful for CIMB personal loan applications in both Philippines and Malaysia, as banks typically assess loan eligibility based on your debt-to-income ratio. The calculator considers your existing monthly EMI obligations and calculates the maximum loan amount you're eligible for, ensuring you stay within safe borrowing limits.

For car loans, the calculator supports both new and used car financing options. You can input the car price and down payment amount, and the calculator will automatically determine your loan amount. CIMB car loan rates vary between Philippines and Malaysia, and our calculator uses typical market rates to provide accurate estimates. The calculator also accounts for different loan terms, from short-term 12-month loans to longer 60-month or 84-month financing options.

House loans, also known as mortgage loans or home loans, are one of the most significant financial commitments you'll make. Our CIMB house loan calculator helps you understand your monthly mortgage payments, including principal, interest, property tax, and home insurance. This comprehensive view helps you budget accurately for your property purchase. The calculator supports various loan terms, from 15-year mortgages to 30-year mortgages, allowing you to see how different terms affect your monthly payments and total interest costs.

The ASB loan calculator is specifically designed for Malaysian customers interested in Amanah Saham Bumiputera financing. ASB loans typically offer lower interest rates compared to other loan types, making them an attractive option for eligible borrowers. The calculator helps you understand the repayment structure and total costs associated with ASB loans.

Our interest rate calculator is a unique feature that works in reverse - you input your desired monthly payment and loan amount, and the calculator determines what interest rate you would need. This is particularly useful when comparing different loan offers or negotiating with lenders.

All calculations include detailed payment schedules showing month-by-month breakdowns of principal, interest, and remaining balance. You can export these schedules to CSV format for further analysis or record-keeping. The calculator also shows how extra payments can reduce your total interest costs and shorten your loan term, helping you save money over the life of your loan.

Whether you're planning a major purchase, consolidating debt, or exploring financing options, the CIMB Loan Calculator provides the transparency and accuracy you need to make confident financial decisions. Use it to compare different loan scenarios, understand the true cost of borrowing, and plan your repayment strategy effectively.