Union Bank Loan Calculator

The Union Bank Loan Calculator is a comprehensive financial tool designed to help you calculate monthly EMI, total interest, and repayment schedules for various loan types offered by Union Bank. Whether you're planning a personal loan, home loan, car loan, or gold loan in India or Philippines, this calculator provides instant results to help you make informed financial decisions.

Union Bank offers competitive interest rates and flexible repayment options for customers in both India and Philippines. Our calculator supports calculations for personal loans, home loans (mortgage loans), car loans, and gold loans, allowing you to compare different loan options and find the best fit for your financial needs.

One of the key features of this calculator is the salary-based eligibility calculation. By entering your monthly salary and existing EMI obligations, you can determine the maximum loan amount you're eligible for. This feature is particularly useful for Union Bank salary account holders who want to understand their borrowing capacity before applying for a loan.

The calculator also supports advanced features such as extra payments, prepayments, and processing fees. You can see how making additional payments affects your total interest cost and loan tenure. The detailed payment schedule shows month-by-month breakdowns of principal, interest, and remaining balance, helping you plan your finances effectively.

For gold loan calculations, the tool automatically calculates the loan amount based on the gold value and applicable loan-to-value ratio. For home loans, you can input property value and down payment to automatically calculate the loan amount. The calculator adapts to different currencies (INR for India, PHP for Philippines) and interest rates based on your selected country and loan type.

Whether you're using the Union Bank loan calculator app or accessing it online, this tool provides accurate calculations based on standard EMI formulas. The results include eligibility status, debt-to-income ratio, recommended loan amounts, and detailed amortization schedules that can be exported to CSV for further analysis.

Plan your Union Bank loan with confidence using our free calculator. Get instant results for monthly payments, total interest, and repayment schedules. Whether you're in India or Philippines, this calculator helps you make informed decisions about your loan options and financial planning.