Security Bank Loan Calculator

Our free Security Bank loan calculator is a comprehensive tool designed to help you calculate monthly payments, loan eligibility, and repayment schedules for all types of Security Bank loans in the Philippines. Whether you're planning to take out a personal loan, finance a car, purchase a home, apply for a mortgage, get a cash loan, apply for a salary loan, manage credit card debt, secure a business loan, or finance a motorcycle, this calculator provides accurate estimates based on Security Bank's lending standards.

The calculator supports multiple loan types including personal loans, car loans, home loans, mortgage loans, cash loans, salary loans, credit card loans, business loans, and motorcycle loans. For personal loans, the calculator helps you understand your monthly payment obligations and total interest costs. Car loan calculations help you plan your vehicle financing with options for down payments. Motorcycle loans provide similar functionality for two-wheeled vehicle financing. Home loan and mortgage calculations account for additional costs such as property tax and home insurance, giving you a complete picture of your monthly housing expenses.

Business loans help entrepreneurs and business owners plan their financing needs, with calculations that show monthly payments and total costs. Salary loans, also known as ESALAD loans, help employees understand their borrowing capacity based on their income. Credit card loan calculations help you understand the cost of credit card cash advances and balance transfers. Cash loans provide quick access to funds for immediate needs, with flexible repayment terms.

The salary loan calculator helps you determine how much you can borrow based on your annual income, following Security Bank's lending guidelines. Each loan type has specific features and requirements that the calculator takes into account. The calculator uses Security Bank's standard interest rates for 2025, which vary by loan type and are competitive within the Philippine banking industry.

All calculations are performed using standard Philippine lending formulas and consider factors such as loan amount, interest rate, loan term, and optional extra payments. The payment schedule shows a detailed amortization table with all monthly payments, helping you visualize how your loan balance decreases over time. You can export the payment schedule to Excel for further analysis and record-keeping, making it easy to track your loan payments and plan your finances.

This calculator is particularly useful for comparing loan options, understanding the impact of interest rates on your monthly payments, and planning your financial future. Whether you're a first-time borrower, a business owner looking to expand, or someone managing multiple loan types, our Security Bank loan calculator provides the insights you need to make confident financial decisions. The tool follows BSP guidelines and Security Bank banking standards for loan calculations, ensuring accuracy and compliance with Philippine financial regulations.

The calculator is designed for the Philippine market and uses Philippine Peso (PHP) currency formatting. It supports various loan scenarios including regular loans for individuals and businesses. The Excel export feature allows you to save your payment schedule for offline reference and financial planning purposes. Whether you're using the Security Bank mobile app or planning your loan application, this calculator helps you make informed decisions about your borrowing needs. Security Bank offers competitive rates and flexible terms for all loan types, making it a popular choice for borrowers in the Philippines.