Loan Comparison Calculator

Compare multiple loan options side by side to find the best deal. This calculator helps you evaluate different loan terms, interest rates, and payment strategies including extra payments and mortgage points. See how each option affects your monthly payment, total interest, and overall cost.

Use this tool to compare mortgages, personal loans, auto loans, and other loan types. You can add extra monthly payments or one-time lump sum payments to see how they impact your loan payoff timeline and total interest paid. For mortgage loans, you can also compare options with different points to determine if paying points upfront saves money in the long run.

Export your comparison results to Excel for further analysis or to share with your financial advisor. The detailed payment schedules show exactly how each loan will be paid off over time, helping you make an informed decision.