Muthoot Gold Loan Calculator
Calculate EMI, interest rates per gram, eligibility, and loan amounts for Muthoot gold loans. Check rates for 22 carat and 24 carat gold in Hyderabad, Bengaluru, and across India.
Gold Purity & Location
Muthoot Gold Loan offers competitive rates across India with flexible tenure options up to 10 years.
Gold Loan Details
Enter the weight of gold in grams
Current market rate per gram for 22 carat gold
Typically 75-90% of gold value
Muthoot gold loan rate of interest
Maximum 10 years for gold loans
Loan Summary
Gold Value
₹5,95,855
Loan Amount
₹4,58,808
77.0% of gold value
Monthly EMI
₹14,697
Total Interest
₹70,283
Total Payment
₹5,29,091
Gold Rate Per Gram (22 Carat)
₹5,958.55
22 Carat: ₹5,958.55 | 24 Carat: ₹6,500.00
Payment Schedule
| Month | Payment Date | Principal | Interest | Prepayment | Total Payment | Remaining Balance |
|---|---|---|---|---|---|---|
| 1 | November 1, 2025 | ₹11,064.75 | ₹3,632.23 | - | ₹14,696.98 | ₹4,47,743.60 |
| 2 | December 1, 2025 | ₹11,152.35 | ₹3,544.64 | - | ₹14,696.98 | ₹4,36,591.25 |
| 3 | January 1, 2026 | ₹11,240.64 | ₹3,456.35 | - | ₹14,696.98 | ₹4,25,350.61 |
| 4 | February 1, 2026 | ₹11,329.63 | ₹3,367.36 | - | ₹14,696.98 | ₹4,14,020.99 |
| 5 | March 1, 2026 | ₹11,419.32 | ₹3,277.67 | - | ₹14,696.98 | ₹4,02,601.67 |
| 6 | April 1, 2026 | ₹11,509.72 | ₹3,187.26 | - | ₹14,696.98 | ₹3,91,091.95 |
| 7 | May 1, 2026 | ₹11,600.84 | ₹3,096.14 | - | ₹14,696.98 | ₹3,79,491.11 |
| 8 | June 1, 2026 | ₹11,692.68 | ₹3,004.30 | - | ₹14,696.98 | ₹3,67,798.43 |
| 9 | July 1, 2026 | ₹11,785.25 | ₹2,911.74 | - | ₹14,696.98 | ₹3,56,013.18 |
| 10 | August 1, 2026 | ₹11,878.55 | ₹2,818.44 | - | ₹14,696.98 | ₹3,44,134.63 |
| 11 | September 1, 2026 | ₹11,972.59 | ₹2,724.40 | - | ₹14,696.98 | ₹3,32,162.05 |
| 12 | October 1, 2026 | ₹12,067.37 | ₹2,629.62 | - | ₹14,696.98 | ₹3,20,094.68 |
| 13 | November 1, 2026 | ₹12,162.90 | ₹2,534.08 | - | ₹14,696.98 | ₹3,07,931.78 |
| 14 | December 1, 2026 | ₹12,259.19 | ₹2,437.79 | - | ₹14,696.98 | ₹2,95,672.58 |
| 15 | January 1, 2027 | ₹12,356.24 | ₹2,340.74 | - | ₹14,696.98 | ₹2,83,316.34 |
| 16 | February 1, 2027 | ₹12,454.06 | ₹2,242.92 | - | ₹14,696.98 | ₹2,70,862.28 |
| 17 | March 1, 2027 | ₹12,552.66 | ₹2,144.33 | - | ₹14,696.98 | ₹2,58,309.62 |
| 18 | April 1, 2027 | ₹12,652.03 | ₹2,044.95 | - | ₹14,696.98 | ₹2,45,657.58 |
| 19 | May 1, 2027 | ₹12,752.20 | ₹1,944.79 | - | ₹14,696.98 | ₹2,32,905.39 |
| 20 | June 1, 2027 | ₹12,853.15 | ₹1,843.83 | - | ₹14,696.98 | ₹2,20,052.24 |
| 21 | July 1, 2027 | ₹12,954.90 | ₹1,742.08 | - | ₹14,696.98 | ₹2,07,097.33 |
| 22 | August 1, 2027 | ₹13,057.46 | ₹1,639.52 | - | ₹14,696.98 | ₹1,94,039.87 |
| 23 | September 1, 2027 | ₹13,160.84 | ₹1,536.15 | - | ₹14,696.98 | ₹1,80,879.03 |
| 24 | October 1, 2027 | ₹13,265.03 | ₹1,431.96 | - | ₹14,696.98 | ₹1,67,614.01 |
| 25 | November 1, 2027 | ₹13,370.04 | ₹1,326.94 | - | ₹14,696.98 | ₹1,54,243.97 |
| 26 | December 1, 2027 | ₹13,475.89 | ₹1,221.10 | - | ₹14,696.98 | ₹1,40,768.08 |
| 27 | January 1, 2028 | ₹13,582.57 | ₹1,114.41 | - | ₹14,696.98 | ₹1,27,185.51 |
| 28 | February 1, 2028 | ₹13,690.10 | ₹1,006.89 | - | ₹14,696.98 | ₹1,13,495.41 |
| 29 | March 1, 2028 | ₹13,798.48 | ₹898.51 | - | ₹14,696.98 | ₹99,696.93 |
| 30 | April 1, 2028 | ₹13,907.72 | ₹789.27 | - | ₹14,696.98 | ₹85,789.21 |
| 31 | May 1, 2028 | ₹14,017.82 | ₹679.16 | - | ₹14,696.98 | ₹71,771.39 |
| 32 | June 1, 2028 | ₹14,128.79 | ₹568.19 | - | ₹14,696.98 | ₹57,642.60 |
| 33 | July 1, 2028 | ₹14,240.65 | ₹456.34 | - | ₹14,696.98 | ₹43,401.95 |
| 34 | August 1, 2028 | ₹14,353.39 | ₹343.60 | - | ₹14,696.98 | ₹29,048.56 |
| 35 | September 1, 2028 | ₹14,467.02 | ₹229.97 | - | ₹14,696.98 | ₹14,581.55 |
| 36 | October 1, 2028 | ₹14,581.55 | ₹115.44 | - | ₹14,696.98 | ₹0.00 |