Bank of Ireland Mortgage Calculator

Free Bank of Ireland mortgage calculator to calculate monthly repayments, how much you can borrow, overpayment savings, switch mortgage savings, green mortgage options, commercial mortgages, and Ecosaver mortgages. Plan your mortgage for Ireland and UK with instant results.

Mortgage Repayment Details

Down Payment: 10.00%

Mortgage Results

Loan Amount

€315,000.00

Monthly Payment

€1,596.06

Total Interest

€259,581.14

Total Payment

€574,581.14

Switch Mortgage Savings

Current Monthly Payment

€0.00

New Monthly Payment

€1,596.06

Monthly Savings

€0.00

Total Interest Saved

€0.00

Monthly Payment Breakdown

Principal & Interest€1,596.06
Property Tax€100.00
Home Insurance€66.67
Total Monthly Payment€1,762.73

Payment Schedule

MonthDateBeginning BalancePrincipalInterestExtra PaymentTotal PaymentEnding Balance
11 November 2025€315,000.00€414.81€1,181.25€0.00€1,596.06€314,585.19
21 December 2025€314,585.19€416.36€1,179.69€0.00€1,596.06€314,168.83
31 January 2026€314,168.83€417.93€1,178.13€0.00€1,596.06€313,750.90
41 February 2026€313,750.90€419.49€1,176.57€0.00€1,596.06€313,331.41
51 March 2026€313,331.41€421.07€1,174.99€0.00€1,596.06€312,910.34
61 April 2026€312,910.34€422.64€1,173.41€0.00€1,596.06€312,487.70
71 May 2026€312,487.70€424.23€1,171.83€0.00€1,596.06€312,063.47
81 June 2026€312,063.47€425.82€1,170.24€0.00€1,596.06€311,637.65
91 July 2026€311,637.65€427.42€1,168.64€0.00€1,596.06€311,210.23
101 August 2026€311,210.23€429.02€1,167.04€0.00€1,596.06€310,781.21
111 September 2026€310,781.21€430.63€1,165.43€0.00€1,596.06€310,350.58
121 October 2026€310,350.58€432.24€1,163.81€0.00€1,596.06€309,918.34
131 November 2026€309,918.34€433.86€1,162.19€0.00€1,596.06€309,484.47
141 December 2026€309,484.47€435.49€1,160.57€0.00€1,596.06€309,048.98
151 January 2027€309,048.98€437.13€1,158.93€0.00€1,596.06€308,611.85
161 February 2027€308,611.85€438.76€1,157.29€0.00€1,596.06€308,173.09
171 March 2027€308,173.09€440.41€1,155.65€0.00€1,596.06€307,732.68
181 April 2027€307,732.68€442.06€1,154.00€0.00€1,596.06€307,290.62
191 May 2027€307,290.62€443.72€1,152.34€0.00€1,596.06€306,846.90
201 June 2027€306,846.90€445.38€1,150.68€0.00€1,596.06€306,401.52
211 July 2027€306,401.52€447.05€1,149.01€0.00€1,596.06€305,954.46
221 August 2027€305,954.46€448.73€1,147.33€0.00€1,596.06€305,505.73
231 September 2027€305,505.73€450.41€1,145.65€0.00€1,596.06€305,055.32
241 October 2027€305,055.32€452.10€1,143.96€0.00€1,596.06€304,603.22
251 November 2027€304,603.22€453.80€1,142.26€0.00€1,596.06€304,149.42
261 December 2027€304,149.42€455.50€1,140.56€0.00€1,596.06€303,693.93
271 January 2028€303,693.93€457.21€1,138.85€0.00€1,596.06€303,236.72
281 February 2028€303,236.72€458.92€1,137.14€0.00€1,596.06€302,777.80
291 March 2028€302,777.80€460.64€1,135.42€0.00€1,596.06€302,317.16
301 April 2028€302,317.16€462.37€1,133.69€0.00€1,596.06€301,854.79
311 May 2028€301,854.79€464.10€1,131.96€0.00€1,596.06€301,390.68
321 June 2028€301,390.68€465.84€1,130.22€0.00€1,596.06€300,924.84
331 July 2028€300,924.84€467.59€1,128.47€0.00€1,596.06€300,457.25
341 August 2028€300,457.25€469.34€1,126.71€0.00€1,596.06€299,987.91
351 September 2028€299,987.91€471.10€1,124.95€0.00€1,596.06€299,516.80
361 October 2028€299,516.80€472.87€1,123.19€0.00€1,596.06€299,043.93
371 November 2028€299,043.93€474.64€1,121.41€0.00€1,596.06€298,569.29
381 December 2028€298,569.29€476.42€1,119.63€0.00€1,596.06€298,092.86
391 January 2029€298,092.86€478.21€1,117.85€0.00€1,596.06€297,614.65
401 February 2029€297,614.65€480.00€1,116.05€0.00€1,596.06€297,134.65
411 March 2029€297,134.65€481.80€1,114.25€0.00€1,596.06€296,652.84
421 April 2029€296,652.84€483.61€1,112.45€0.00€1,596.06€296,169.23
431 May 2029€296,169.23€485.42€1,110.63€0.00€1,596.06€295,683.81
441 June 2029€295,683.81€487.24€1,108.81€0.00€1,596.06€295,196.57
451 July 2029€295,196.57€489.07€1,106.99€0.00€1,596.06€294,707.49
461 August 2029€294,707.49€490.91€1,105.15€0.00€1,596.06€294,216.59
471 September 2029€294,216.59€492.75€1,103.31€0.00€1,596.06€293,723.84
481 October 2029€293,723.84€494.59€1,101.46€0.00€1,596.06€293,229.25
491 November 2029€293,229.25€496.45€1,099.61€0.00€1,596.06€292,732.80
501 December 2029€292,732.80€498.31€1,097.75€0.00€1,596.06€292,234.49
511 January 2030€292,234.49€500.18€1,095.88€0.00€1,596.06€291,734.31
521 February 2030€291,734.31€502.06€1,094.00€0.00€1,596.06€291,232.25
531 March 2030€291,232.25€503.94€1,092.12€0.00€1,596.06€290,728.32
541 April 2030€290,728.32€505.83€1,090.23€0.00€1,596.06€290,222.49
551 May 2030€290,222.49€507.72€1,088.33€0.00€1,596.06€289,714.76
561 June 2030€289,714.76€509.63€1,086.43€0.00€1,596.06€289,205.14
571 July 2030€289,205.14€511.54€1,084.52€0.00€1,596.06€288,693.60
581 August 2030€288,693.60€513.46€1,082.60€0.00€1,596.06€288,180.14
591 September 2030€288,180.14€515.38€1,080.68€0.00€1,596.06€287,664.75
601 October 2030€287,664.75€517.32€1,078.74€0.00€1,596.06€287,147.44
611 November 2030€287,147.44€519.26€1,076.80€0.00€1,596.06€286,628.18
621 December 2030€286,628.18€521.20€1,074.86€0.00€1,596.06€286,106.98
631 January 2031€286,106.98€523.16€1,072.90€0.00€1,596.06€285,583.82
641 February 2031€285,583.82€525.12€1,070.94€0.00€1,596.06€285,058.70
651 March 2031€285,058.70€527.09€1,068.97€0.00€1,596.06€284,531.61
661 April 2031€284,531.61€529.07€1,066.99€0.00€1,596.06€284,002.55
671 May 2031€284,002.55€531.05€1,065.01€0.00€1,596.06€283,471.50
681 June 2031€283,471.50€533.04€1,063.02€0.00€1,596.06€282,938.46
691 July 2031€282,938.46€535.04€1,061.02€0.00€1,596.06€282,403.42
701 August 2031€282,403.42€537.05€1,059.01€0.00€1,596.06€281,866.37
711 September 2031€281,866.37€539.06€1,057.00€0.00€1,596.06€281,327.31
721 October 2031€281,327.31€541.08€1,054.98€0.00€1,596.06€280,786.23
731 November 2031€280,786.23€543.11€1,052.95€0.00€1,596.06€280,243.12
741 December 2031€280,243.12€545.15€1,050.91€0.00€1,596.06€279,697.98
751 January 2032€279,697.98€547.19€1,048.87€0.00€1,596.06€279,150.78
761 February 2032€279,150.78€549.24€1,046.82€0.00€1,596.06€278,601.54
771 March 2032€278,601.54€551.30€1,044.76€0.00€1,596.06€278,050.24
781 April 2032€278,050.24€553.37€1,042.69€0.00€1,596.06€277,496.87
791 May 2032€277,496.87€555.45€1,040.61€0.00€1,596.06€276,941.42
801 June 2032€276,941.42€557.53€1,038.53€0.00€1,596.06€276,383.89
811 July 2032€276,383.89€559.62€1,036.44€0.00€1,596.06€275,824.27
821 August 2032€275,824.27€561.72€1,034.34€0.00€1,596.06€275,262.56
831 September 2032€275,262.56€563.82€1,032.23€0.00€1,596.06€274,698.73
841 October 2032€274,698.73€565.94€1,030.12€0.00€1,596.06€274,132.79
851 November 2032€274,132.79€568.06€1,028.00€0.00€1,596.06€273,564.73
861 December 2032€273,564.73€570.19€1,025.87€0.00€1,596.06€272,994.54
871 January 2033€272,994.54€572.33€1,023.73€0.00€1,596.06€272,422.21
881 February 2033€272,422.21€574.48€1,021.58€0.00€1,596.06€271,847.74
891 March 2033€271,847.74€576.63€1,019.43€0.00€1,596.06€271,271.11
901 April 2033€271,271.11€578.79€1,017.27€0.00€1,596.06€270,692.32
911 May 2033€270,692.32€580.96€1,015.10€0.00€1,596.06€270,111.35
921 June 2033€270,111.35€583.14€1,012.92€0.00€1,596.06€269,528.21
931 July 2033€269,528.21€585.33€1,010.73€0.00€1,596.06€268,942.88
941 August 2033€268,942.88€587.52€1,008.54€0.00€1,596.06€268,355.36
951 September 2033€268,355.36€589.73€1,006.33€0.00€1,596.06€267,765.64
961 October 2033€267,765.64€591.94€1,004.12€0.00€1,596.06€267,173.70
971 November 2033€267,173.70€594.16€1,001.90€0.00€1,596.06€266,579.54
981 December 2033€266,579.54€596.39€999.67€0.00€1,596.06€265,983.16
991 January 2034€265,983.16€598.62€997.44€0.00€1,596.06€265,384.53
1001 February 2034€265,384.53€600.87€995.19€0.00€1,596.06€264,783.67
1011 March 2034€264,783.67€603.12€992.94€0.00€1,596.06€264,180.55
1021 April 2034€264,180.55€605.38€990.68€0.00€1,596.06€263,575.17
1031 May 2034€263,575.17€607.65€988.41€0.00€1,596.06€262,967.51
1041 June 2034€262,967.51€609.93€986.13€0.00€1,596.06€262,357.58
1051 July 2034€262,357.58€612.22€983.84€0.00€1,596.06€261,745.37
1061 August 2034€261,745.37€614.51€981.55€0.00€1,596.06€261,130.85
1071 September 2034€261,130.85€616.82€979.24€0.00€1,596.06€260,514.03
1081 October 2034€260,514.03€619.13€976.93€0.00€1,596.06€259,894.90
1091 November 2034€259,894.90€621.45€974.61€0.00€1,596.06€259,273.45
1101 December 2034€259,273.45€623.78€972.28€0.00€1,596.06€258,649.67
1111 January 2035€258,649.67€626.12€969.94€0.00€1,596.06€258,023.54
1121 February 2035€258,023.54€628.47€967.59€0.00€1,596.06€257,395.07
1131 March 2035€257,395.07€630.83€965.23€0.00€1,596.06€256,764.25
1141 April 2035€256,764.25€633.19€962.87€0.00€1,596.06€256,131.05
1151 May 2035€256,131.05€635.57€960.49€0.00€1,596.06€255,495.49
1161 June 2035€255,495.49€637.95€958.11€0.00€1,596.06€254,857.54
1171 July 2035€254,857.54€640.34€955.72€0.00€1,596.06€254,217.19
1181 August 2035€254,217.19€642.74€953.31€0.00€1,596.06€253,574.45
1191 September 2035€253,574.45€645.15€950.90€0.00€1,596.06€252,929.29
1201 October 2035€252,929.29€647.57€948.48€0.00€1,596.06€252,281.72
1211 November 2035€252,281.72€650.00€946.06€0.00€1,596.06€251,631.72
1221 December 2035€251,631.72€652.44€943.62€0.00€1,596.06€250,979.28
1231 January 2036€250,979.28€654.89€941.17€0.00€1,596.06€250,324.39
1241 February 2036€250,324.39€657.34€938.72€0.00€1,596.06€249,667.05
1251 March 2036€249,667.05€659.81€936.25€0.00€1,596.06€249,007.24
1261 April 2036€249,007.24€662.28€933.78€0.00€1,596.06€248,344.96
1271 May 2036€248,344.96€664.77€931.29€0.00€1,596.06€247,680.19
1281 June 2036€247,680.19€667.26€928.80€0.00€1,596.06€247,012.94
1291 July 2036€247,012.94€669.76€926.30€0.00€1,596.06€246,343.18
1301 August 2036€246,343.18€672.27€923.79€0.00€1,596.06€245,670.90
1311 September 2036€245,670.90€674.79€921.27€0.00€1,596.06€244,996.11
1321 October 2036€244,996.11€677.32€918.74€0.00€1,596.06€244,318.79
1331 November 2036€244,318.79€679.86€916.20€0.00€1,596.06€243,638.93
1341 December 2036€243,638.93€682.41€913.65€0.00€1,596.06€242,956.51
1351 January 2037€242,956.51€684.97€911.09€0.00€1,596.06€242,271.54
1361 February 2037€242,271.54€687.54€908.52€0.00€1,596.06€241,584.00
1371 March 2037€241,584.00€690.12€905.94€0.00€1,596.06€240,893.88
1381 April 2037€240,893.88€692.71€903.35€0.00€1,596.06€240,201.18
1391 May 2037€240,201.18€695.30€900.75€0.00€1,596.06€239,505.87
1401 June 2037€239,505.87€697.91€898.15€0.00€1,596.06€238,807.96
1411 July 2037€238,807.96€700.53€895.53€0.00€1,596.06€238,107.43
1421 August 2037€238,107.43€703.16€892.90€0.00€1,596.06€237,404.27
1431 September 2037€237,404.27€705.79€890.27€0.00€1,596.06€236,698.48
1441 October 2037€236,698.48€708.44€887.62€0.00€1,596.06€235,990.04
1451 November 2037€235,990.04€711.10€884.96€0.00€1,596.06€235,278.95
1461 December 2037€235,278.95€713.76€882.30€0.00€1,596.06€234,565.18
1471 January 2038€234,565.18€716.44€879.62€0.00€1,596.06€233,848.74
1481 February 2038€233,848.74€719.13€876.93€0.00€1,596.06€233,129.62
1491 March 2038€233,129.62€721.82€874.24€0.00€1,596.06€232,407.80
1501 April 2038€232,407.80€724.53€871.53€0.00€1,596.06€231,683.27
1511 May 2038€231,683.27€727.25€868.81€0.00€1,596.06€230,956.02
1521 June 2038€230,956.02€729.97€866.09€0.00€1,596.06€230,226.05
1531 July 2038€230,226.05€732.71€863.35€0.00€1,596.06€229,493.33
1541 August 2038€229,493.33€735.46€860.60€0.00€1,596.06€228,757.88
1551 September 2038€228,757.88€738.22€857.84€0.00€1,596.06€228,019.66
1561 October 2038€228,019.66€740.99€855.07€0.00€1,596.06€227,278.67
1571 November 2038€227,278.67€743.76€852.30€0.00€1,596.06€226,534.91
1581 December 2038€226,534.91€746.55€849.51€0.00€1,596.06€225,788.36
1591 January 2039€225,788.36€749.35€846.71€0.00€1,596.06€225,039.01
1601 February 2039€225,039.01€752.16€843.90€0.00€1,596.06€224,286.84
1611 March 2039€224,286.84€754.98€841.08€0.00€1,596.06€223,531.86
1621 April 2039€223,531.86€757.81€838.24€0.00€1,596.06€222,774.05
1631 May 2039€222,774.05€760.66€835.40€0.00€1,596.06€222,013.39
1641 June 2039€222,013.39€763.51€832.55€0.00€1,596.06€221,249.88
1651 July 2039€221,249.88€766.37€829.69€0.00€1,596.06€220,483.51
1661 August 2039€220,483.51€769.25€826.81€0.00€1,596.06€219,714.26
1671 September 2039€219,714.26€772.13€823.93€0.00€1,596.06€218,942.13
1681 October 2039€218,942.13€775.03€821.03€0.00€1,596.06€218,167.11
1691 November 2039€218,167.11€777.93€818.13€0.00€1,596.06€217,389.18
1701 December 2039€217,389.18€780.85€815.21€0.00€1,596.06€216,608.33
1711 January 2040€216,608.33€783.78€812.28€0.00€1,596.06€215,824.55
1721 February 2040€215,824.55€786.72€809.34€0.00€1,596.06€215,037.83
1731 March 2040€215,037.83€789.67€806.39€0.00€1,596.06€214,248.17
1741 April 2040€214,248.17€792.63€803.43€0.00€1,596.06€213,455.54
1751 May 2040€213,455.54€795.60€800.46€0.00€1,596.06€212,659.94
1761 June 2040€212,659.94€798.58€797.47€0.00€1,596.06€211,861.35
1771 July 2040€211,861.35€801.58€794.48€0.00€1,596.06€211,059.77
1781 August 2040€211,059.77€804.58€791.47€0.00€1,596.06€210,255.19
1791 September 2040€210,255.19€807.60€788.46€0.00€1,596.06€209,447.59
1801 October 2040€209,447.59€810.63€785.43€0.00€1,596.06€208,636.96
1811 November 2040€208,636.96€813.67€782.39€0.00€1,596.06€207,823.29
1821 December 2040€207,823.29€816.72€779.34€0.00€1,596.06€207,006.57
1831 January 2041€207,006.57€819.78€776.27€0.00€1,596.06€206,186.78
1841 February 2041€206,186.78€822.86€773.20€0.00€1,596.06€205,363.92
1851 March 2041€205,363.92€825.94€770.11€0.00€1,596.06€204,537.98
1861 April 2041€204,537.98€829.04€767.02€0.00€1,596.06€203,708.94
1871 May 2041€203,708.94€832.15€763.91€0.00€1,596.06€202,876.79
1881 June 2041€202,876.79€835.27€760.79€0.00€1,596.06€202,041.52
1891 July 2041€202,041.52€838.40€757.66€0.00€1,596.06€201,203.11
1901 August 2041€201,203.11€841.55€754.51€0.00€1,596.06€200,361.57
1911 September 2041€200,361.57€844.70€751.36€0.00€1,596.06€199,516.86
1921 October 2041€199,516.86€847.87€748.19€0.00€1,596.06€198,668.99
1931 November 2041€198,668.99€851.05€745.01€0.00€1,596.06€197,817.94
1941 December 2041€197,817.94€854.24€741.82€0.00€1,596.06€196,963.70
1951 January 2042€196,963.70€857.44€738.61€0.00€1,596.06€196,106.26
1961 February 2042€196,106.26€860.66€735.40€0.00€1,596.06€195,245.60
1971 March 2042€195,245.60€863.89€732.17€0.00€1,596.06€194,381.71
1981 April 2042€194,381.71€867.13€728.93€0.00€1,596.06€193,514.58
1991 May 2042€193,514.58€870.38€725.68€0.00€1,596.06€192,644.20
2001 June 2042€192,644.20€873.64€722.42€0.00€1,596.06€191,770.56
2011 July 2042€191,770.56€876.92€719.14€0.00€1,596.06€190,893.64
2021 August 2042€190,893.64€880.21€715.85€0.00€1,596.06€190,013.43
2031 September 2042€190,013.43€883.51€712.55€0.00€1,596.06€189,129.93
2041 October 2042€189,129.93€886.82€709.24€0.00€1,596.06€188,243.10
2051 November 2042€188,243.10€890.15€705.91€0.00€1,596.06€187,352.96
2061 December 2042€187,352.96€893.49€702.57€0.00€1,596.06€186,459.47
2071 January 2043€186,459.47€896.84€699.22€0.00€1,596.06€185,562.64
2081 February 2043€185,562.64€900.20€695.86€0.00€1,596.06€184,662.44
2091 March 2043€184,662.44€903.57€692.48€0.00€1,596.06€183,758.86
2101 April 2043€183,758.86€906.96€689.10€0.00€1,596.06€182,851.90
2111 May 2043€182,851.90€910.36€685.69€0.00€1,596.06€181,941.54
2121 June 2043€181,941.54€913.78€682.28€0.00€1,596.06€181,027.76
2131 July 2043€181,027.76€917.20€678.85€0.00€1,596.06€180,110.55
2141 August 2043€180,110.55€920.64€675.41€0.00€1,596.06€179,189.91
2151 September 2043€179,189.91€924.10€671.96€0.00€1,596.06€178,265.81
2161 October 2043€178,265.81€927.56€668.50€0.00€1,596.06€177,338.25
2171 November 2043€177,338.25€931.04€665.02€0.00€1,596.06€176,407.21
2181 December 2043€176,407.21€934.53€661.53€0.00€1,596.06€175,472.68
2191 January 2044€175,472.68€938.04€658.02€0.00€1,596.06€174,534.64
2201 February 2044€174,534.64€941.55€654.50€0.00€1,596.06€173,593.09
2211 March 2044€173,593.09€945.08€650.97€0.00€1,596.06€172,648.00
2221 April 2044€172,648.00€948.63€647.43€0.00€1,596.06€171,699.38
2231 May 2044€171,699.38€952.19€643.87€0.00€1,596.06€170,747.19
2241 June 2044€170,747.19€955.76€640.30€0.00€1,596.06€169,791.43
2251 July 2044€169,791.43€959.34€636.72€0.00€1,596.06€168,832.09
2261 August 2044€168,832.09€962.94€633.12€0.00€1,596.06€167,869.15
2271 September 2044€167,869.15€966.55€629.51€0.00€1,596.06€166,902.60
2281 October 2044€166,902.60€970.17€625.88€0.00€1,596.06€165,932.43
2291 November 2044€165,932.43€973.81€622.25€0.00€1,596.06€164,958.62
2301 December 2044€164,958.62€977.46€618.59€0.00€1,596.06€163,981.15
2311 January 2045€163,981.15€981.13€614.93€0.00€1,596.06€163,000.02
2321 February 2045€163,000.02€984.81€611.25€0.00€1,596.06€162,015.22
2331 March 2045€162,015.22€988.50€607.56€0.00€1,596.06€161,026.71
2341 April 2045€161,026.71€992.21€603.85€0.00€1,596.06€160,034.51
2351 May 2045€160,034.51€995.93€600.13€0.00€1,596.06€159,038.58
2361 June 2045€159,038.58€999.66€596.39€0.00€1,596.06€158,038.91
2371 July 2045€158,038.91€1,003.41€592.65€0.00€1,596.06€157,035.50
2381 August 2045€157,035.50€1,007.18€588.88€0.00€1,596.06€156,028.32
2391 September 2045€156,028.32€1,010.95€585.11€0.00€1,596.06€155,017.37
2401 October 2045€155,017.37€1,014.74€581.32€0.00€1,596.06€154,002.63
2411 November 2045€154,002.63€1,018.55€577.51€0.00€1,596.06€152,984.08
2421 December 2045€152,984.08€1,022.37€573.69€0.00€1,596.06€151,961.71
2431 January 2046€151,961.71€1,026.20€569.86€0.00€1,596.06€150,935.51
2441 February 2046€150,935.51€1,030.05€566.01€0.00€1,596.06€149,905.46
2451 March 2046€149,905.46€1,033.91€562.15€0.00€1,596.06€148,871.54
2461 April 2046€148,871.54€1,037.79€558.27€0.00€1,596.06€147,833.75
2471 May 2046€147,833.75€1,041.68€554.38€0.00€1,596.06€146,792.07
2481 June 2046€146,792.07€1,045.59€550.47€0.00€1,596.06€145,746.48
2491 July 2046€145,746.48€1,049.51€546.55€0.00€1,596.06€144,696.97
2501 August 2046€144,696.97€1,053.45€542.61€0.00€1,596.06€143,643.53
2511 September 2046€143,643.53€1,057.40€538.66€0.00€1,596.06€142,586.13
2521 October 2046€142,586.13€1,061.36€534.70€0.00€1,596.06€141,524.77
2531 November 2046€141,524.77€1,065.34€530.72€0.00€1,596.06€140,459.43
2541 December 2046€140,459.43€1,069.34€526.72€0.00€1,596.06€139,390.10
2551 January 2047€139,390.10€1,073.35€522.71€0.00€1,596.06€138,316.75
2561 February 2047€138,316.75€1,077.37€518.69€0.00€1,596.06€137,239.38
2571 March 2047€137,239.38€1,081.41€514.65€0.00€1,596.06€136,157.97
2581 April 2047€136,157.97€1,085.47€510.59€0.00€1,596.06€135,072.50
2591 May 2047€135,072.50€1,089.54€506.52€0.00€1,596.06€133,982.96
2601 June 2047€133,982.96€1,093.62€502.44€0.00€1,596.06€132,889.34
2611 July 2047€132,889.34€1,097.72€498.34€0.00€1,596.06€131,791.62
2621 August 2047€131,791.62€1,101.84€494.22€0.00€1,596.06€130,689.78
2631 September 2047€130,689.78€1,105.97€490.09€0.00€1,596.06€129,583.81
2641 October 2047€129,583.81€1,110.12€485.94€0.00€1,596.06€128,473.69
2651 November 2047€128,473.69€1,114.28€481.78€0.00€1,596.06€127,359.40
2661 December 2047€127,359.40€1,118.46€477.60€0.00€1,596.06€126,240.94
2671 January 2048€126,240.94€1,122.66€473.40€0.00€1,596.06€125,118.29
2681 February 2048€125,118.29€1,126.87€469.19€0.00€1,596.06€123,991.42
2691 March 2048€123,991.42€1,131.09€464.97€0.00€1,596.06€122,860.33
2701 April 2048€122,860.33€1,135.33€460.73€0.00€1,596.06€121,725.00
2711 May 2048€121,725.00€1,139.59€456.47€0.00€1,596.06€120,585.41
2721 June 2048€120,585.41€1,143.86€452.20€0.00€1,596.06€119,441.55
2731 July 2048€119,441.55€1,148.15€447.91€0.00€1,596.06€118,293.39
2741 August 2048€118,293.39€1,152.46€443.60€0.00€1,596.06€117,140.93
2751 September 2048€117,140.93€1,156.78€439.28€0.00€1,596.06€115,984.15
2761 October 2048€115,984.15€1,161.12€434.94€0.00€1,596.06€114,823.04
2771 November 2048€114,823.04€1,165.47€430.59€0.00€1,596.06€113,657.56
2781 December 2048€113,657.56€1,169.84€426.22€0.00€1,596.06€112,487.72
2791 January 2049€112,487.72€1,174.23€421.83€0.00€1,596.06€111,313.49
2801 February 2049€111,313.49€1,178.63€417.43€0.00€1,596.06€110,134.86
2811 March 2049€110,134.86€1,183.05€413.01€0.00€1,596.06€108,951.81
2821 April 2049€108,951.81€1,187.49€408.57€0.00€1,596.06€107,764.32
2831 May 2049€107,764.32€1,191.94€404.12€0.00€1,596.06€106,572.37
2841 June 2049€106,572.37€1,196.41€399.65€0.00€1,596.06€105,375.96
2851 July 2049€105,375.96€1,200.90€395.16€0.00€1,596.06€104,175.06
2861 August 2049€104,175.06€1,205.40€390.66€0.00€1,596.06€102,969.66
2871 September 2049€102,969.66€1,209.92€386.14€0.00€1,596.06€101,759.74
2881 October 2049€101,759.74€1,214.46€381.60€0.00€1,596.06€100,545.28
2891 November 2049€100,545.28€1,219.01€377.04€0.00€1,596.06€99,326.26
2901 December 2049€99,326.26€1,223.59€372.47€0.00€1,596.06€98,102.68
2911 January 2050€98,102.68€1,228.17€367.89€0.00€1,596.06€96,874.50
2921 February 2050€96,874.50€1,232.78€363.28€0.00€1,596.06€95,641.73
2931 March 2050€95,641.73€1,237.40€358.66€0.00€1,596.06€94,404.32
2941 April 2050€94,404.32€1,242.04€354.02€0.00€1,596.06€93,162.28
2951 May 2050€93,162.28€1,246.70€349.36€0.00€1,596.06€91,915.58
2961 June 2050€91,915.58€1,251.38€344.68€0.00€1,596.06€90,664.21
2971 July 2050€90,664.21€1,256.07€339.99€0.00€1,596.06€89,408.14
2981 August 2050€89,408.14€1,260.78€335.28€0.00€1,596.06€88,147.36
2991 September 2050€88,147.36€1,265.51€330.55€0.00€1,596.06€86,881.85
3001 October 2050€86,881.85€1,270.25€325.81€0.00€1,596.06€85,611.60
3011 November 2050€85,611.60€1,275.02€321.04€0.00€1,596.06€84,336.59
3021 December 2050€84,336.59€1,279.80€316.26€0.00€1,596.06€83,056.79
3031 January 2051€83,056.79€1,284.60€311.46€0.00€1,596.06€81,772.19
3041 February 2051€81,772.19€1,289.41€306.65€0.00€1,596.06€80,482.78
3051 March 2051€80,482.78€1,294.25€301.81€0.00€1,596.06€79,188.53
3061 April 2051€79,188.53€1,299.10€296.96€0.00€1,596.06€77,889.43
3071 May 2051€77,889.43€1,303.97€292.09€0.00€1,596.06€76,585.46
3081 June 2051€76,585.46€1,308.86€287.20€0.00€1,596.06€75,276.59
3091 July 2051€75,276.59€1,313.77€282.29€0.00€1,596.06€73,962.82
3101 August 2051€73,962.82€1,318.70€277.36€0.00€1,596.06€72,644.12
3111 September 2051€72,644.12€1,323.64€272.42€0.00€1,596.06€71,320.48
3121 October 2051€71,320.48€1,328.61€267.45€0.00€1,596.06€69,991.87
3131 November 2051€69,991.87€1,333.59€262.47€0.00€1,596.06€68,658.28
3141 December 2051€68,658.28€1,338.59€257.47€0.00€1,596.06€67,319.69
3151 January 2052€67,319.69€1,343.61€252.45€0.00€1,596.06€65,976.08
3161 February 2052€65,976.08€1,348.65€247.41€0.00€1,596.06€64,627.44
3171 March 2052€64,627.44€1,353.71€242.35€0.00€1,596.06€63,273.73
3181 April 2052€63,273.73€1,358.78€237.28€0.00€1,596.06€61,914.95
3191 May 2052€61,914.95€1,363.88€232.18€0.00€1,596.06€60,551.07
3201 June 2052€60,551.07€1,368.99€227.07€0.00€1,596.06€59,182.08
3211 July 2052€59,182.08€1,374.13€221.93€0.00€1,596.06€57,807.95
3221 August 2052€57,807.95€1,379.28€216.78€0.00€1,596.06€56,428.67
3231 September 2052€56,428.67€1,384.45€211.61€0.00€1,596.06€55,044.22
3241 October 2052€55,044.22€1,389.64€206.42€0.00€1,596.06€53,654.58
3251 November 2052€53,654.58€1,394.85€201.20€0.00€1,596.06€52,259.73
3261 December 2052€52,259.73€1,400.08€195.97€0.00€1,596.06€50,859.64
3271 January 2053€50,859.64€1,405.34€190.72€0.00€1,596.06€49,454.31
3281 February 2053€49,454.31€1,410.61€185.45€0.00€1,596.06€48,043.70
3291 March 2053€48,043.70€1,415.89€180.16€0.00€1,596.06€46,627.81
3301 April 2053€46,627.81€1,421.20€174.85€0.00€1,596.06€45,206.60
3311 May 2053€45,206.60€1,426.53€169.52€0.00€1,596.06€43,780.07
3321 June 2053€43,780.07€1,431.88€164.18€0.00€1,596.06€42,348.18
3331 July 2053€42,348.18€1,437.25€158.81€0.00€1,596.06€40,910.93
3341 August 2053€40,910.93€1,442.64€153.42€0.00€1,596.06€39,468.29
3351 September 2053€39,468.29€1,448.05€148.01€0.00€1,596.06€38,020.24
3361 October 2053€38,020.24€1,453.48€142.58€0.00€1,596.06€36,566.75
3371 November 2053€36,566.75€1,458.93€137.13€0.00€1,596.06€35,107.82
3381 December 2053€35,107.82€1,464.40€131.65€0.00€1,596.06€33,643.41
3391 January 2054€33,643.41€1,469.90€126.16€0.00€1,596.06€32,173.52
3401 February 2054€32,173.52€1,475.41€120.65€0.00€1,596.06€30,698.11
3411 March 2054€30,698.11€1,480.94€115.12€0.00€1,596.06€29,217.17
3421 April 2054€29,217.17€1,486.49€109.56€0.00€1,596.06€27,730.68
3431 May 2054€27,730.68€1,492.07€103.99€0.00€1,596.06€26,238.61
3441 June 2054€26,238.61€1,497.66€98.39€0.00€1,596.06€24,740.94
3451 July 2054€24,740.94€1,503.28€92.78€0.00€1,596.06€23,237.66
3461 August 2054€23,237.66€1,508.92€87.14€0.00€1,596.06€21,728.75
3471 September 2054€21,728.75€1,514.58€81.48€0.00€1,596.06€20,214.17
3481 October 2054€20,214.17€1,520.26€75.80€0.00€1,596.06€18,693.91
3491 November 2054€18,693.91€1,525.96€70.10€0.00€1,596.06€17,167.96
3501 December 2054€17,167.96€1,531.68€64.38€0.00€1,596.06€15,636.28
3511 January 2055€15,636.28€1,537.42€58.64€0.00€1,596.06€14,098.86
3521 February 2055€14,098.86€1,543.19€52.87€0.00€1,596.06€12,555.67
3531 March 2055€12,555.67€1,548.97€47.08€0.00€1,596.06€11,006.69
3541 April 2055€11,006.69€1,554.78€41.28€0.00€1,596.06€9,451.91
3551 May 2055€9,451.91€1,560.61€35.44€0.00€1,596.06€7,891.30
3561 June 2055€7,891.30€1,566.47€29.59€0.00€1,596.06€6,324.83
3571 July 2055€6,324.83€1,572.34€23.72€0.00€1,596.06€4,752.49
3581 August 2055€4,752.49€1,578.24€17.82€0.00€1,596.06€3,174.25
3591 September 2055€3,174.25€1,584.16€11.90€0.00€1,596.06€1,590.10
3601 October 2055€1,590.10€1,590.10€5.96€0.00€1,596.06€0.00

About Bank of Ireland Mortgage Calculator

The Bank of Ireland mortgage calculator is a comprehensive online tool designed to help you plan and manage your mortgage with Bank of Ireland. Whether you're a first-time buyer in Ireland or the UK, looking to switch your existing mortgage, or interested in green mortgage options, this calculator provides accurate calculations to help you make informed decisions.

Our Bank of Ireland mortgage calculator supports multiple calculation types. The payment calculator helps you determine your monthly mortgage repayments based on loan amount, interest rate, and term. The affordability calculator, also known as "how much can I borrow," uses your annual income and expenses to calculate the maximum amount you can borrow, following Irish and UK mortgage lending rules.

For existing mortgage holders, the overpayment calculator shows how making extra payments can reduce your loan term and save on interest. The switch mortgage calculator helps you compare your current mortgage with a new Bank of Ireland mortgage, showing potential monthly savings and total interest savings.

Bank of Ireland offers specialized mortgage products including green mortgages and Ecosaver mortgages for energy-efficient properties. Our calculator includes dedicated tabs for these products, allowing you to see the interest rate discounts available. Green mortgages typically offer discounts of 0.5% to 1% for properties with high energy efficiency ratings.

For commercial property investors, the commercial mortgage calculator supports loan-to-value ratios typically ranging from 60% to 75%, helping you calculate mortgage payments for investment properties.

All calculations are performed instantly as you enter your details, and you can export the complete payment schedule to CSV for further analysis. The calculator supports both Ireland and UK markets, automatically adjusting currency symbols and formatting based on your selection.

Whether you're calculating your first mortgage payment, planning to switch lenders, or exploring green mortgage options, the Bank of Ireland mortgage calculator provides the tools you need to make informed financial decisions. Use it to compare different scenarios, understand the impact of overpayments, and plan your mortgage strategy effectively.