LPPSA Loan Calculator

Calculate monthly payments, eligibility, loan length, and compare LPPSA loans with bank loans. Perfect for Malaysian government employees planning home financing.

Loan Details

Loan Amount (MYR)

Down Payment (MYR)

Total amount financed: RM 450,000.00

LPPSA Interest Rate (%)

LPPSA typically offers lower rates than banks (around 3.5-4.5%)

Loan Term (years)

Typically 10-35 years for LPPSA loans

Loan Summary

Monthly Payment

RM 2,148.37

Total Interest

RM 323,412.77

Total Payment

RM 773,412.77

Loan Amount

RM 500,000.00

Down Payment

RM 50,000.00

Total Financed

RM 450,000.00

Payment Schedule

View Payment Schedule

Month	Payment Date	Beginning Balance	Principal	Interest	Total Payment	Ending Balance
1	23 Dec 2025	RM 450,000.00	RM 648.37	RM 1,500.00	RM 2,148.37	RM 449,351.63
2	23 Jan 2026	RM 449,351.63	RM 650.53	RM 1,497.84	RM 2,148.37	RM 448,701.10
3	23 Feb 2026	RM 448,701.10	RM 652.70	RM 1,495.67	RM 2,148.37	RM 448,048.40
4	23 Mar 2026	RM 448,048.40	RM 654.87	RM 1,493.49	RM 2,148.37	RM 447,393.53
5	23 Apr 2026	RM 447,393.53	RM 657.06	RM 1,491.31	RM 2,148.37	RM 446,736.47
6	23 May 2026	RM 446,736.47	RM 659.25	RM 1,489.12	RM 2,148.37	RM 446,077.22
7	23 Jun 2026	RM 446,077.22	RM 661.44	RM 1,486.92	RM 2,148.37	RM 445,415.78
8	23 Jul 2026	RM 445,415.78	RM 663.65	RM 1,484.72	RM 2,148.37	RM 444,752.13
9	23 Aug 2026	RM 444,752.13	RM 665.86	RM 1,482.51	RM 2,148.37	RM 444,086.27
10	23 Sept 2026	RM 444,086.27	RM 668.08	RM 1,480.29	RM 2,148.37	RM 443,418.19
11	23 Oct 2026	RM 443,418.19	RM 670.31	RM 1,478.06	RM 2,148.37	RM 442,747.88
12	23 Nov 2026	RM 442,747.88	RM 672.54	RM 1,475.83	RM 2,148.37	RM 442,075.34
13	23 Dec 2026	RM 442,075.34	RM 674.78	RM 1,473.58	RM 2,148.37	RM 441,400.55
14	23 Jan 2027	RM 441,400.55	RM 677.03	RM 1,471.34	RM 2,148.37	RM 440,723.52
15	23 Feb 2027	RM 440,723.52	RM 679.29	RM 1,469.08	RM 2,148.37	RM 440,044.23
16	23 Mar 2027	RM 440,044.23	RM 681.55	RM 1,466.81	RM 2,148.37	RM 439,362.67
17	23 Apr 2027	RM 439,362.67	RM 683.83	RM 1,464.54	RM 2,148.37	RM 438,678.85
18	23 May 2027	RM 438,678.85	RM 686.11	RM 1,462.26	RM 2,148.37	RM 437,992.74
19	23 Jun 2027	RM 437,992.74	RM 688.39	RM 1,459.98	RM 2,148.37	RM 437,304.35
20	23 Jul 2027	RM 437,304.35	RM 690.69	RM 1,457.68	RM 2,148.37	RM 436,613.66
21	23 Aug 2027	RM 436,613.66	RM 692.99	RM 1,455.38	RM 2,148.37	RM 435,920.67
22	23 Sept 2027	RM 435,920.67	RM 695.30	RM 1,453.07	RM 2,148.37	RM 435,225.37
23	23 Oct 2027	RM 435,225.37	RM 697.62	RM 1,450.75	RM 2,148.37	RM 434,527.75
24	23 Nov 2027	RM 434,527.75	RM 699.94	RM 1,448.43	RM 2,148.37	RM 433,827.81
25	23 Dec 2027	RM 433,827.81	RM 702.28	RM 1,446.09	RM 2,148.37	RM 433,125.53
26	23 Jan 2028	RM 433,125.53	RM 704.62	RM 1,443.75	RM 2,148.37	RM 432,420.92
27	23 Feb 2028	RM 432,420.92	RM 706.97	RM 1,441.40	RM 2,148.37	RM 431,713.95
28	23 Mar 2028	RM 431,713.95	RM 709.32	RM 1,439.05	RM 2,148.37	RM 431,004.63
29	23 Apr 2028	RM 431,004.63	RM 711.69	RM 1,436.68	RM 2,148.37	RM 430,292.94
30	23 May 2028	RM 430,292.94	RM 714.06	RM 1,434.31	RM 2,148.37	RM 429,578.88
31	23 Jun 2028	RM 429,578.88	RM 716.44	RM 1,431.93	RM 2,148.37	RM 428,862.44
32	23 Jul 2028	RM 428,862.44	RM 718.83	RM 1,429.54	RM 2,148.37	RM 428,143.62
33	23 Aug 2028	RM 428,143.62	RM 721.22	RM 1,427.15	RM 2,148.37	RM 427,422.39
34	23 Sept 2028	RM 427,422.39	RM 723.63	RM 1,424.74	RM 2,148.37	RM 426,698.76
35	23 Oct 2028	RM 426,698.76	RM 726.04	RM 1,422.33	RM 2,148.37	RM 425,972.72
36	23 Nov 2028	RM 425,972.72	RM 728.46	RM 1,419.91	RM 2,148.37	RM 425,244.27
37	23 Dec 2028	RM 425,244.27	RM 730.89	RM 1,417.48	RM 2,148.37	RM 424,513.38
38	23 Jan 2029	RM 424,513.38	RM 733.32	RM 1,415.04	RM 2,148.37	RM 423,780.05
39	23 Feb 2029	RM 423,780.05	RM 735.77	RM 1,412.60	RM 2,148.37	RM 423,044.28
40	23 Mar 2029	RM 423,044.28	RM 738.22	RM 1,410.15	RM 2,148.37	RM 422,306.06
41	23 Apr 2029	RM 422,306.06	RM 740.68	RM 1,407.69	RM 2,148.37	RM 421,565.38
42	23 May 2029	RM 421,565.38	RM 743.15	RM 1,405.22	RM 2,148.37	RM 420,822.23
43	23 Jun 2029	RM 420,822.23	RM 745.63	RM 1,402.74	RM 2,148.37	RM 420,076.60
44	23 Jul 2029	RM 420,076.60	RM 748.11	RM 1,400.26	RM 2,148.37	RM 419,328.49
45	23 Aug 2029	RM 419,328.49	RM 750.61	RM 1,397.76	RM 2,148.37	RM 418,577.88
46	23 Sept 2029	RM 418,577.88	RM 753.11	RM 1,395.26	RM 2,148.37	RM 417,824.77
47	23 Oct 2029	RM 417,824.77	RM 755.62	RM 1,392.75	RM 2,148.37	RM 417,069.15
48	23 Nov 2029	RM 417,069.15	RM 758.14	RM 1,390.23	RM 2,148.37	RM 416,311.01
49	23 Dec 2029	RM 416,311.01	RM 760.67	RM 1,387.70	RM 2,148.37	RM 415,550.35
50	23 Jan 2030	RM 415,550.35	RM 763.20	RM 1,385.17	RM 2,148.37	RM 414,787.15
51	23 Feb 2030	RM 414,787.15	RM 765.75	RM 1,382.62	RM 2,148.37	RM 414,021.40
52	23 Mar 2030	RM 414,021.40	RM 768.30	RM 1,380.07	RM 2,148.37	RM 413,253.11
53	23 Apr 2030	RM 413,253.11	RM 770.86	RM 1,377.51	RM 2,148.37	RM 412,482.25
54	23 May 2030	RM 412,482.25	RM 773.43	RM 1,374.94	RM 2,148.37	RM 411,708.82
55	23 Jun 2030	RM 411,708.82	RM 776.01	RM 1,372.36	RM 2,148.37	RM 410,932.81
56	23 Jul 2030	RM 410,932.81	RM 778.59	RM 1,369.78	RM 2,148.37	RM 410,154.22
57	23 Aug 2030	RM 410,154.22	RM 781.19	RM 1,367.18	RM 2,148.37	RM 409,373.03
58	23 Sept 2030	RM 409,373.03	RM 783.79	RM 1,364.58	RM 2,148.37	RM 408,589.24
59	23 Oct 2030	RM 408,589.24	RM 786.40	RM 1,361.96	RM 2,148.37	RM 407,802.84
60	23 Nov 2030	RM 407,802.84	RM 789.03	RM 1,359.34	RM 2,148.37	RM 407,013.81
61	23 Dec 2030	RM 407,013.81	RM 791.66	RM 1,356.71	RM 2,148.37	RM 406,222.15
62	23 Jan 2031	RM 406,222.15	RM 794.29	RM 1,354.07	RM 2,148.37	RM 405,427.86
63	23 Feb 2031	RM 405,427.86	RM 796.94	RM 1,351.43	RM 2,148.37	RM 404,630.92
64	23 Mar 2031	RM 404,630.92	RM 799.60	RM 1,348.77	RM 2,148.37	RM 403,831.32
65	23 Apr 2031	RM 403,831.32	RM 802.26	RM 1,346.10	RM 2,148.37	RM 403,029.05
66	23 May 2031	RM 403,029.05	RM 804.94	RM 1,343.43	RM 2,148.37	RM 402,224.11
67	23 Jun 2031	RM 402,224.11	RM 807.62	RM 1,340.75	RM 2,148.37	RM 401,416.49
68	23 Jul 2031	RM 401,416.49	RM 810.31	RM 1,338.05	RM 2,148.37	RM 400,606.18
69	23 Aug 2031	RM 400,606.18	RM 813.01	RM 1,335.35	RM 2,148.37	RM 399,793.16
70	23 Sept 2031	RM 399,793.16	RM 815.72	RM 1,332.64	RM 2,148.37	RM 398,977.44
71	23 Oct 2031	RM 398,977.44	RM 818.44	RM 1,329.92	RM 2,148.37	RM 398,158.99
72	23 Nov 2031	RM 398,158.99	RM 821.17	RM 1,327.20	RM 2,148.37	RM 397,337.82
73	23 Dec 2031	RM 397,337.82	RM 823.91	RM 1,324.46	RM 2,148.37	RM 396,513.91
74	23 Jan 2032	RM 396,513.91	RM 826.66	RM 1,321.71	RM 2,148.37	RM 395,687.26
75	23 Feb 2032	RM 395,687.26	RM 829.41	RM 1,318.96	RM 2,148.37	RM 394,857.84
76	23 Mar 2032	RM 394,857.84	RM 832.18	RM 1,316.19	RM 2,148.37	RM 394,025.67
77	23 Apr 2032	RM 394,025.67	RM 834.95	RM 1,313.42	RM 2,148.37	RM 393,190.72
78	23 May 2032	RM 393,190.72	RM 837.73	RM 1,310.64	RM 2,148.37	RM 392,352.99
79	23 Jun 2032	RM 392,352.99	RM 840.53	RM 1,307.84	RM 2,148.37	RM 391,512.46
80	23 Jul 2032	RM 391,512.46	RM 843.33	RM 1,305.04	RM 2,148.37	RM 390,669.13
81	23 Aug 2032	RM 390,669.13	RM 846.14	RM 1,302.23	RM 2,148.37	RM 389,822.99
82	23 Sept 2032	RM 389,822.99	RM 848.96	RM 1,299.41	RM 2,148.37	RM 388,974.04
83	23 Oct 2032	RM 388,974.04	RM 851.79	RM 1,296.58	RM 2,148.37	RM 388,122.25
84	23 Nov 2032	RM 388,122.25	RM 854.63	RM 1,293.74	RM 2,148.37	RM 387,267.62
85	23 Dec 2032	RM 387,267.62	RM 857.48	RM 1,290.89	RM 2,148.37	RM 386,410.14
86	23 Jan 2033	RM 386,410.14	RM 860.34	RM 1,288.03	RM 2,148.37	RM 385,549.81
87	23 Feb 2033	RM 385,549.81	RM 863.20	RM 1,285.17	RM 2,148.37	RM 384,686.60
88	23 Mar 2033	RM 384,686.60	RM 866.08	RM 1,282.29	RM 2,148.37	RM 383,820.52
89	23 Apr 2033	RM 383,820.52	RM 868.97	RM 1,279.40	RM 2,148.37	RM 382,951.56
90	23 May 2033	RM 382,951.56	RM 871.86	RM 1,276.51	RM 2,148.37	RM 382,079.69
91	23 Jun 2033	RM 382,079.69	RM 874.77	RM 1,273.60	RM 2,148.37	RM 381,204.92
92	23 Jul 2033	RM 381,204.92	RM 877.69	RM 1,270.68	RM 2,148.37	RM 380,327.24
93	23 Aug 2033	RM 380,327.24	RM 880.61	RM 1,267.76	RM 2,148.37	RM 379,446.63
94	23 Sept 2033	RM 379,446.63	RM 883.55	RM 1,264.82	RM 2,148.37	RM 378,563.08
95	23 Oct 2033	RM 378,563.08	RM 886.49	RM 1,261.88	RM 2,148.37	RM 377,676.59
96	23 Nov 2033	RM 377,676.59	RM 889.45	RM 1,258.92	RM 2,148.37	RM 376,787.14
97	23 Dec 2033	RM 376,787.14	RM 892.41	RM 1,255.96	RM 2,148.37	RM 375,894.73
98	23 Jan 2034	RM 375,894.73	RM 895.39	RM 1,252.98	RM 2,148.37	RM 374,999.34
99	23 Feb 2034	RM 374,999.34	RM 898.37	RM 1,250.00	RM 2,148.37	RM 374,100.97
100	23 Mar 2034	RM 374,100.97	RM 901.37	RM 1,247.00	RM 2,148.37	RM 373,199.61
101	23 Apr 2034	RM 373,199.61	RM 904.37	RM 1,244.00	RM 2,148.37	RM 372,295.24
102	23 May 2034	RM 372,295.24	RM 907.38	RM 1,240.98	RM 2,148.37	RM 371,387.85
103	23 Jun 2034	RM 371,387.85	RM 910.41	RM 1,237.96	RM 2,148.37	RM 370,477.44
104	23 Jul 2034	RM 370,477.44	RM 913.44	RM 1,234.92	RM 2,148.37	RM 369,564.00
105	23 Aug 2034	RM 369,564.00	RM 916.49	RM 1,231.88	RM 2,148.37	RM 368,647.51
106	23 Sept 2034	RM 368,647.51	RM 919.54	RM 1,228.83	RM 2,148.37	RM 367,727.97
107	23 Oct 2034	RM 367,727.97	RM 922.61	RM 1,225.76	RM 2,148.37	RM 366,805.36
108	23 Nov 2034	RM 366,805.36	RM 925.68	RM 1,222.68	RM 2,148.37	RM 365,879.67
109	23 Dec 2034	RM 365,879.67	RM 928.77	RM 1,219.60	RM 2,148.37	RM 364,950.90
110	23 Jan 2035	RM 364,950.90	RM 931.87	RM 1,216.50	RM 2,148.37	RM 364,019.04
111	23 Feb 2035	RM 364,019.04	RM 934.97	RM 1,213.40	RM 2,148.37	RM 363,084.06
112	23 Mar 2035	RM 363,084.06	RM 938.09	RM 1,210.28	RM 2,148.37	RM 362,145.98
113	23 Apr 2035	RM 362,145.98	RM 941.22	RM 1,207.15	RM 2,148.37	RM 361,204.76
114	23 May 2035	RM 361,204.76	RM 944.35	RM 1,204.02	RM 2,148.37	RM 360,260.41
115	23 Jun 2035	RM 360,260.41	RM 947.50	RM 1,200.87	RM 2,148.37	RM 359,312.91
116	23 Jul 2035	RM 359,312.91	RM 950.66	RM 1,197.71	RM 2,148.37	RM 358,362.25
117	23 Aug 2035	RM 358,362.25	RM 953.83	RM 1,194.54	RM 2,148.37	RM 357,408.42
118	23 Sept 2035	RM 357,408.42	RM 957.01	RM 1,191.36	RM 2,148.37	RM 356,451.41
119	23 Oct 2035	RM 356,451.41	RM 960.20	RM 1,188.17	RM 2,148.37	RM 355,491.21
120	23 Nov 2035	RM 355,491.21	RM 963.40	RM 1,184.97	RM 2,148.37	RM 354,527.82
121	23 Dec 2035	RM 354,527.82	RM 966.61	RM 1,181.76	RM 2,148.37	RM 353,561.21
122	23 Jan 2036	RM 353,561.21	RM 969.83	RM 1,178.54	RM 2,148.37	RM 352,591.38
123	23 Feb 2036	RM 352,591.38	RM 973.06	RM 1,175.30	RM 2,148.37	RM 351,618.31
124	23 Mar 2036	RM 351,618.31	RM 976.31	RM 1,172.06	RM 2,148.37	RM 350,642.00
125	23 Apr 2036	RM 350,642.00	RM 979.56	RM 1,168.81	RM 2,148.37	RM 349,662.44
126	23 May 2036	RM 349,662.44	RM 982.83	RM 1,165.54	RM 2,148.37	RM 348,679.61
127	23 Jun 2036	RM 348,679.61	RM 986.10	RM 1,162.27	RM 2,148.37	RM 347,693.51
128	23 Jul 2036	RM 347,693.51	RM 989.39	RM 1,158.98	RM 2,148.37	RM 346,704.12
129	23 Aug 2036	RM 346,704.12	RM 992.69	RM 1,155.68	RM 2,148.37	RM 345,711.43
130	23 Sept 2036	RM 345,711.43	RM 996.00	RM 1,152.37	RM 2,148.37	RM 344,715.43
131	23 Oct 2036	RM 344,715.43	RM 999.32	RM 1,149.05	RM 2,148.37	RM 343,716.12
132	23 Nov 2036	RM 343,716.12	RM 1,002.65	RM 1,145.72	RM 2,148.37	RM 342,713.47
133	23 Dec 2036	RM 342,713.47	RM 1,005.99	RM 1,142.38	RM 2,148.37	RM 341,707.48
134	23 Jan 2037	RM 341,707.48	RM 1,009.34	RM 1,139.02	RM 2,148.37	RM 340,698.13
135	23 Feb 2037	RM 340,698.13	RM 1,012.71	RM 1,135.66	RM 2,148.37	RM 339,685.43
136	23 Mar 2037	RM 339,685.43	RM 1,016.08	RM 1,132.28	RM 2,148.37	RM 338,669.34
137	23 Apr 2037	RM 338,669.34	RM 1,019.47	RM 1,128.90	RM 2,148.37	RM 337,649.87
138	23 May 2037	RM 337,649.87	RM 1,022.87	RM 1,125.50	RM 2,148.37	RM 336,627.00
139	23 Jun 2037	RM 336,627.00	RM 1,026.28	RM 1,122.09	RM 2,148.37	RM 335,600.72
140	23 Jul 2037	RM 335,600.72	RM 1,029.70	RM 1,118.67	RM 2,148.37	RM 334,571.02
141	23 Aug 2037	RM 334,571.02	RM 1,033.13	RM 1,115.24	RM 2,148.37	RM 333,537.89
142	23 Sept 2037	RM 333,537.89	RM 1,036.58	RM 1,111.79	RM 2,148.37	RM 332,501.31
143	23 Oct 2037	RM 332,501.31	RM 1,040.03	RM 1,108.34	RM 2,148.37	RM 331,461.28
144	23 Nov 2037	RM 331,461.28	RM 1,043.50	RM 1,104.87	RM 2,148.37	RM 330,417.79
145	23 Dec 2037	RM 330,417.79	RM 1,046.98	RM 1,101.39	RM 2,148.37	RM 329,370.81
146	23 Jan 2038	RM 329,370.81	RM 1,050.47	RM 1,097.90	RM 2,148.37	RM 328,320.34
147	23 Feb 2038	RM 328,320.34	RM 1,053.97	RM 1,094.40	RM 2,148.37	RM 327,266.38
148	23 Mar 2038	RM 327,266.38	RM 1,057.48	RM 1,090.89	RM 2,148.37	RM 326,208.89
149	23 Apr 2038	RM 326,208.89	RM 1,061.01	RM 1,087.36	RM 2,148.37	RM 325,147.89
150	23 May 2038	RM 325,147.89	RM 1,064.54	RM 1,083.83	RM 2,148.37	RM 324,083.35
151	23 Jun 2038	RM 324,083.35	RM 1,068.09	RM 1,080.28	RM 2,148.37	RM 323,015.26
152	23 Jul 2038	RM 323,015.26	RM 1,071.65	RM 1,076.72	RM 2,148.37	RM 321,943.60
153	23 Aug 2038	RM 321,943.60	RM 1,075.22	RM 1,073.15	RM 2,148.37	RM 320,868.38
154	23 Sept 2038	RM 320,868.38	RM 1,078.81	RM 1,069.56	RM 2,148.37	RM 319,789.57
155	23 Oct 2038	RM 319,789.57	RM 1,082.40	RM 1,065.97	RM 2,148.37	RM 318,707.17
156	23 Nov 2038	RM 318,707.17	RM 1,086.01	RM 1,062.36	RM 2,148.37	RM 317,621.16
157	23 Dec 2038	RM 317,621.16	RM 1,089.63	RM 1,058.74	RM 2,148.37	RM 316,531.53
158	23 Jan 2039	RM 316,531.53	RM 1,093.26	RM 1,055.11	RM 2,148.37	RM 315,438.26
159	23 Feb 2039	RM 315,438.26	RM 1,096.91	RM 1,051.46	RM 2,148.37	RM 314,341.35
160	23 Mar 2039	RM 314,341.35	RM 1,100.56	RM 1,047.80	RM 2,148.37	RM 313,240.79
161	23 Apr 2039	RM 313,240.79	RM 1,104.23	RM 1,044.14	RM 2,148.37	RM 312,136.56
162	23 May 2039	RM 312,136.56	RM 1,107.91	RM 1,040.46	RM 2,148.37	RM 311,028.64
163	23 Jun 2039	RM 311,028.64	RM 1,111.61	RM 1,036.76	RM 2,148.37	RM 309,917.04
164	23 Jul 2039	RM 309,917.04	RM 1,115.31	RM 1,033.06	RM 2,148.37	RM 308,801.72
165	23 Aug 2039	RM 308,801.72	RM 1,119.03	RM 1,029.34	RM 2,148.37	RM 307,682.70
166	23 Sept 2039	RM 307,682.70	RM 1,122.76	RM 1,025.61	RM 2,148.37	RM 306,559.94
167	23 Oct 2039	RM 306,559.94	RM 1,126.50	RM 1,021.87	RM 2,148.37	RM 305,433.43
168	23 Nov 2039	RM 305,433.43	RM 1,130.26	RM 1,018.11	RM 2,148.37	RM 304,303.18
169	23 Dec 2039	RM 304,303.18	RM 1,134.02	RM 1,014.34	RM 2,148.37	RM 303,169.15
170	23 Jan 2040	RM 303,169.15	RM 1,137.80	RM 1,010.56	RM 2,148.37	RM 302,031.35
171	23 Feb 2040	RM 302,031.35	RM 1,141.60	RM 1,006.77	RM 2,148.37	RM 300,889.75
172	23 Mar 2040	RM 300,889.75	RM 1,145.40	RM 1,002.97	RM 2,148.37	RM 299,744.34
173	23 Apr 2040	RM 299,744.34	RM 1,149.22	RM 999.15	RM 2,148.37	RM 298,595.12
174	23 May 2040	RM 298,595.12	RM 1,153.05	RM 995.32	RM 2,148.37	RM 297,442.07
175	23 Jun 2040	RM 297,442.07	RM 1,156.90	RM 991.47	RM 2,148.37	RM 296,285.18
176	23 Jul 2040	RM 296,285.18	RM 1,160.75	RM 987.62	RM 2,148.37	RM 295,124.43
177	23 Aug 2040	RM 295,124.43	RM 1,164.62	RM 983.75	RM 2,148.37	RM 293,959.80
178	23 Sept 2040	RM 293,959.80	RM 1,168.50	RM 979.87	RM 2,148.37	RM 292,791.30
179	23 Oct 2040	RM 292,791.30	RM 1,172.40	RM 975.97	RM 2,148.37	RM 291,618.90
180	23 Nov 2040	RM 291,618.90	RM 1,176.31	RM 972.06	RM 2,148.37	RM 290,442.60
181	23 Dec 2040	RM 290,442.60	RM 1,180.23	RM 968.14	RM 2,148.37	RM 289,262.37
182	23 Jan 2041	RM 289,262.37	RM 1,184.16	RM 964.21	RM 2,148.37	RM 288,078.21
183	23 Feb 2041	RM 288,078.21	RM 1,188.11	RM 960.26	RM 2,148.37	RM 286,890.10
184	23 Mar 2041	RM 286,890.10	RM 1,192.07	RM 956.30	RM 2,148.37	RM 285,698.03
185	23 Apr 2041	RM 285,698.03	RM 1,196.04	RM 952.33	RM 2,148.37	RM 284,501.99
186	23 May 2041	RM 284,501.99	RM 1,200.03	RM 948.34	RM 2,148.37	RM 283,301.96
187	23 Jun 2041	RM 283,301.96	RM 1,204.03	RM 944.34	RM 2,148.37	RM 282,097.93
188	23 Jul 2041	RM 282,097.93	RM 1,208.04	RM 940.33	RM 2,148.37	RM 280,889.89
189	23 Aug 2041	RM 280,889.89	RM 1,212.07	RM 936.30	RM 2,148.37	RM 279,677.82
190	23 Sept 2041	RM 279,677.82	RM 1,216.11	RM 932.26	RM 2,148.37	RM 278,461.71
191	23 Oct 2041	RM 278,461.71	RM 1,220.16	RM 928.21	RM 2,148.37	RM 277,241.55
192	23 Nov 2041	RM 277,241.55	RM 1,224.23	RM 924.14	RM 2,148.37	RM 276,017.32
193	23 Dec 2041	RM 276,017.32	RM 1,228.31	RM 920.06	RM 2,148.37	RM 274,789.01
194	23 Jan 2042	RM 274,789.01	RM 1,232.41	RM 915.96	RM 2,148.37	RM 273,556.60
195	23 Feb 2042	RM 273,556.60	RM 1,236.51	RM 911.86	RM 2,148.37	RM 272,320.09
196	23 Mar 2042	RM 272,320.09	RM 1,240.64	RM 907.73	RM 2,148.37	RM 271,079.45
197	23 Apr 2042	RM 271,079.45	RM 1,244.77	RM 903.60	RM 2,148.37	RM 269,834.68
198	23 May 2042	RM 269,834.68	RM 1,248.92	RM 899.45	RM 2,148.37	RM 268,585.76
199	23 Jun 2042	RM 268,585.76	RM 1,253.08	RM 895.29	RM 2,148.37	RM 267,332.68
200	23 Jul 2042	RM 267,332.68	RM 1,257.26	RM 891.11	RM 2,148.37	RM 266,075.42
201	23 Aug 2042	RM 266,075.42	RM 1,261.45	RM 886.92	RM 2,148.37	RM 264,813.97
202	23 Sept 2042	RM 264,813.97	RM 1,265.66	RM 882.71	RM 2,148.37	RM 263,548.31
203	23 Oct 2042	RM 263,548.31	RM 1,269.87	RM 878.49	RM 2,148.37	RM 262,278.44
204	23 Nov 2042	RM 262,278.44	RM 1,274.11	RM 874.26	RM 2,148.37	RM 261,004.33
205	23 Dec 2042	RM 261,004.33	RM 1,278.35	RM 870.01	RM 2,148.37	RM 259,725.98
206	23 Jan 2043	RM 259,725.98	RM 1,282.62	RM 865.75	RM 2,148.37	RM 258,443.36
207	23 Feb 2043	RM 258,443.36	RM 1,286.89	RM 861.48	RM 2,148.37	RM 257,156.47
208	23 Mar 2043	RM 257,156.47	RM 1,291.18	RM 857.19	RM 2,148.37	RM 255,865.29
209	23 Apr 2043	RM 255,865.29	RM 1,295.48	RM 852.88	RM 2,148.37	RM 254,569.81
210	23 May 2043	RM 254,569.81	RM 1,299.80	RM 848.57	RM 2,148.37	RM 253,270.00
211	23 Jun 2043	RM 253,270.00	RM 1,304.14	RM 844.23	RM 2,148.37	RM 251,965.87
212	23 Jul 2043	RM 251,965.87	RM 1,308.48	RM 839.89	RM 2,148.37	RM 250,657.39
213	23 Aug 2043	RM 250,657.39	RM 1,312.84	RM 835.52	RM 2,148.37	RM 249,344.54
214	23 Sept 2043	RM 249,344.54	RM 1,317.22	RM 831.15	RM 2,148.37	RM 248,027.32
215	23 Oct 2043	RM 248,027.32	RM 1,321.61	RM 826.76	RM 2,148.37	RM 246,705.71
216	23 Nov 2043	RM 246,705.71	RM 1,326.02	RM 822.35	RM 2,148.37	RM 245,379.69
217	23 Dec 2043	RM 245,379.69	RM 1,330.44	RM 817.93	RM 2,148.37	RM 244,049.26
218	23 Jan 2044	RM 244,049.26	RM 1,334.87	RM 813.50	RM 2,148.37	RM 242,714.39
219	23 Feb 2044	RM 242,714.39	RM 1,339.32	RM 809.05	RM 2,148.37	RM 241,375.06
220	23 Mar 2044	RM 241,375.06	RM 1,343.79	RM 804.58	RM 2,148.37	RM 240,031.28
221	23 Apr 2044	RM 240,031.28	RM 1,348.26	RM 800.10	RM 2,148.37	RM 238,683.02
222	23 May 2044	RM 238,683.02	RM 1,352.76	RM 795.61	RM 2,148.37	RM 237,330.26
223	23 Jun 2044	RM 237,330.26	RM 1,357.27	RM 791.10	RM 2,148.37	RM 235,972.99
224	23 Jul 2044	RM 235,972.99	RM 1,361.79	RM 786.58	RM 2,148.37	RM 234,611.20
225	23 Aug 2044	RM 234,611.20	RM 1,366.33	RM 782.04	RM 2,148.37	RM 233,244.86
226	23 Sept 2044	RM 233,244.86	RM 1,370.89	RM 777.48	RM 2,148.37	RM 231,873.98
227	23 Oct 2044	RM 231,873.98	RM 1,375.46	RM 772.91	RM 2,148.37	RM 230,498.52
228	23 Nov 2044	RM 230,498.52	RM 1,380.04	RM 768.33	RM 2,148.37	RM 229,118.48
229	23 Dec 2044	RM 229,118.48	RM 1,384.64	RM 763.73	RM 2,148.37	RM 227,733.84
230	23 Jan 2045	RM 227,733.84	RM 1,389.26	RM 759.11	RM 2,148.37	RM 226,344.59
231	23 Feb 2045	RM 226,344.59	RM 1,393.89	RM 754.48	RM 2,148.37	RM 224,950.70
232	23 Mar 2045	RM 224,950.70	RM 1,398.53	RM 749.84	RM 2,148.37	RM 223,552.17
233	23 Apr 2045	RM 223,552.17	RM 1,403.19	RM 745.17	RM 2,148.37	RM 222,148.97
234	23 May 2045	RM 222,148.97	RM 1,407.87	RM 740.50	RM 2,148.37	RM 220,741.10
235	23 Jun 2045	RM 220,741.10	RM 1,412.57	RM 735.80	RM 2,148.37	RM 219,328.53
236	23 Jul 2045	RM 219,328.53	RM 1,417.27	RM 731.10	RM 2,148.37	RM 217,911.26
237	23 Aug 2045	RM 217,911.26	RM 1,422.00	RM 726.37	RM 2,148.37	RM 216,489.26
238	23 Sept 2045	RM 216,489.26	RM 1,426.74	RM 721.63	RM 2,148.37	RM 215,062.52
239	23 Oct 2045	RM 215,062.52	RM 1,431.49	RM 716.88	RM 2,148.37	RM 213,631.03
240	23 Nov 2045	RM 213,631.03	RM 1,436.27	RM 712.10	RM 2,148.37	RM 212,194.76
241	23 Dec 2045	RM 212,194.76	RM 1,441.05	RM 707.32	RM 2,148.37	RM 210,753.71
242	23 Jan 2046	RM 210,753.71	RM 1,445.86	RM 702.51	RM 2,148.37	RM 209,307.86
243	23 Feb 2046	RM 209,307.86	RM 1,450.68	RM 697.69	RM 2,148.37	RM 207,857.18
244	23 Mar 2046	RM 207,857.18	RM 1,455.51	RM 692.86	RM 2,148.37	RM 206,401.67
245	23 Apr 2046	RM 206,401.67	RM 1,460.36	RM 688.01	RM 2,148.37	RM 204,941.30
246	23 May 2046	RM 204,941.30	RM 1,465.23	RM 683.14	RM 2,148.37	RM 203,476.07
247	23 Jun 2046	RM 203,476.07	RM 1,470.12	RM 678.25	RM 2,148.37	RM 202,005.96
248	23 Jul 2046	RM 202,005.96	RM 1,475.02	RM 673.35	RM 2,148.37	RM 200,530.94
249	23 Aug 2046	RM 200,530.94	RM 1,479.93	RM 668.44	RM 2,148.37	RM 199,051.01
250	23 Sept 2046	RM 199,051.01	RM 1,484.87	RM 663.50	RM 2,148.37	RM 197,566.14
251	23 Oct 2046	RM 197,566.14	RM 1,489.82	RM 658.55	RM 2,148.37	RM 196,076.33
252	23 Nov 2046	RM 196,076.33	RM 1,494.78	RM 653.59	RM 2,148.37	RM 194,581.55
253	23 Dec 2046	RM 194,581.55	RM 1,499.76	RM 648.61	RM 2,148.37	RM 193,081.79
254	23 Jan 2047	RM 193,081.79	RM 1,504.76	RM 643.61	RM 2,148.37	RM 191,577.02
255	23 Feb 2047	RM 191,577.02	RM 1,509.78	RM 638.59	RM 2,148.37	RM 190,067.24
256	23 Mar 2047	RM 190,067.24	RM 1,514.81	RM 633.56	RM 2,148.37	RM 188,552.43
257	23 Apr 2047	RM 188,552.43	RM 1,519.86	RM 628.51	RM 2,148.37	RM 187,032.57
258	23 May 2047	RM 187,032.57	RM 1,524.93	RM 623.44	RM 2,148.37	RM 185,507.64
259	23 Jun 2047	RM 185,507.64	RM 1,530.01	RM 618.36	RM 2,148.37	RM 183,977.63
260	23 Jul 2047	RM 183,977.63	RM 1,535.11	RM 613.26	RM 2,148.37	RM 182,442.52
261	23 Aug 2047	RM 182,442.52	RM 1,540.23	RM 608.14	RM 2,148.37	RM 180,902.30
262	23 Sept 2047	RM 180,902.30	RM 1,545.36	RM 603.01	RM 2,148.37	RM 179,356.94
263	23 Oct 2047	RM 179,356.94	RM 1,550.51	RM 597.86	RM 2,148.37	RM 177,806.42
264	23 Nov 2047	RM 177,806.42	RM 1,555.68	RM 592.69	RM 2,148.37	RM 176,250.74
265	23 Dec 2047	RM 176,250.74	RM 1,560.87	RM 587.50	RM 2,148.37	RM 174,689.88
266	23 Jan 2048	RM 174,689.88	RM 1,566.07	RM 582.30	RM 2,148.37	RM 173,123.81
267	23 Feb 2048	RM 173,123.81	RM 1,571.29	RM 577.08	RM 2,148.37	RM 171,552.52
268	23 Mar 2048	RM 171,552.52	RM 1,576.53	RM 571.84	RM 2,148.37	RM 169,975.99
269	23 Apr 2048	RM 169,975.99	RM 1,581.78	RM 566.59	RM 2,148.37	RM 168,394.21
270	23 May 2048	RM 168,394.21	RM 1,587.05	RM 561.31	RM 2,148.37	RM 166,807.15
271	23 Jun 2048	RM 166,807.15	RM 1,592.34	RM 556.02	RM 2,148.37	RM 165,214.81
272	23 Jul 2048	RM 165,214.81	RM 1,597.65	RM 550.72	RM 2,148.37	RM 163,617.16
273	23 Aug 2048	RM 163,617.16	RM 1,602.98	RM 545.39	RM 2,148.37	RM 162,014.18
274	23 Sept 2048	RM 162,014.18	RM 1,608.32	RM 540.05	RM 2,148.37	RM 160,405.86
275	23 Oct 2048	RM 160,405.86	RM 1,613.68	RM 534.69	RM 2,148.37	RM 158,792.17
276	23 Nov 2048	RM 158,792.17	RM 1,619.06	RM 529.31	RM 2,148.37	RM 157,173.11
277	23 Dec 2048	RM 157,173.11	RM 1,624.46	RM 523.91	RM 2,148.37	RM 155,548.65
278	23 Jan 2049	RM 155,548.65	RM 1,629.87	RM 518.50	RM 2,148.37	RM 153,918.78
279	23 Feb 2049	RM 153,918.78	RM 1,635.31	RM 513.06	RM 2,148.37	RM 152,283.47
280	23 Mar 2049	RM 152,283.47	RM 1,640.76	RM 507.61	RM 2,148.37	RM 150,642.72
281	23 Apr 2049	RM 150,642.72	RM 1,646.23	RM 502.14	RM 2,148.37	RM 148,996.49
282	23 May 2049	RM 148,996.49	RM 1,651.71	RM 496.65	RM 2,148.37	RM 147,344.78
283	23 Jun 2049	RM 147,344.78	RM 1,657.22	RM 491.15	RM 2,148.37	RM 145,687.56
284	23 Jul 2049	RM 145,687.56	RM 1,662.74	RM 485.63	RM 2,148.37	RM 144,024.81
285	23 Aug 2049	RM 144,024.81	RM 1,668.29	RM 480.08	RM 2,148.37	RM 142,356.53
286	23 Sept 2049	RM 142,356.53	RM 1,673.85	RM 474.52	RM 2,148.37	RM 140,682.68
287	23 Oct 2049	RM 140,682.68	RM 1,679.43	RM 468.94	RM 2,148.37	RM 139,003.25
288	23 Nov 2049	RM 139,003.25	RM 1,685.02	RM 463.34	RM 2,148.37	RM 137,318.23
289	23 Dec 2049	RM 137,318.23	RM 1,690.64	RM 457.73	RM 2,148.37	RM 135,627.59
290	23 Jan 2050	RM 135,627.59	RM 1,696.28	RM 452.09	RM 2,148.37	RM 133,931.31
291	23 Feb 2050	RM 133,931.31	RM 1,701.93	RM 446.44	RM 2,148.37	RM 132,229.38
292	23 Mar 2050	RM 132,229.38	RM 1,707.60	RM 440.76	RM 2,148.37	RM 130,521.78
293	23 Apr 2050	RM 130,521.78	RM 1,713.30	RM 435.07	RM 2,148.37	RM 128,808.48
294	23 May 2050	RM 128,808.48	RM 1,719.01	RM 429.36	RM 2,148.37	RM 127,089.47
295	23 Jun 2050	RM 127,089.47	RM 1,724.74	RM 423.63	RM 2,148.37	RM 125,364.73
296	23 Jul 2050	RM 125,364.73	RM 1,730.49	RM 417.88	RM 2,148.37	RM 123,634.25
297	23 Aug 2050	RM 123,634.25	RM 1,736.25	RM 412.11	RM 2,148.37	RM 121,897.99
298	23 Sept 2050	RM 121,897.99	RM 1,742.04	RM 406.33	RM 2,148.37	RM 120,155.95
299	23 Oct 2050	RM 120,155.95	RM 1,747.85	RM 400.52	RM 2,148.37	RM 118,408.10
300	23 Nov 2050	RM 118,408.10	RM 1,753.68	RM 394.69	RM 2,148.37	RM 116,654.43
301	23 Dec 2050	RM 116,654.43	RM 1,759.52	RM 388.85	RM 2,148.37	RM 114,894.91
302	23 Jan 2051	RM 114,894.91	RM 1,765.39	RM 382.98	RM 2,148.37	RM 113,129.52
303	23 Feb 2051	RM 113,129.52	RM 1,771.27	RM 377.10	RM 2,148.37	RM 111,358.25
304	23 Mar 2051	RM 111,358.25	RM 1,777.17	RM 371.19	RM 2,148.37	RM 109,581.08
305	23 Apr 2051	RM 109,581.08	RM 1,783.10	RM 365.27	RM 2,148.37	RM 107,797.98
306	23 May 2051	RM 107,797.98	RM 1,789.04	RM 359.33	RM 2,148.37	RM 106,008.93
307	23 Jun 2051	RM 106,008.93	RM 1,795.01	RM 353.36	RM 2,148.37	RM 104,213.93
308	23 Jul 2051	RM 104,213.93	RM 1,800.99	RM 347.38	RM 2,148.37	RM 102,412.94
309	23 Aug 2051	RM 102,412.94	RM 1,806.99	RM 341.38	RM 2,148.37	RM 100,605.95
310	23 Sept 2051	RM 100,605.95	RM 1,813.02	RM 335.35	RM 2,148.37	RM 98,792.93
311	23 Oct 2051	RM 98,792.93	RM 1,819.06	RM 329.31	RM 2,148.37	RM 96,973.87
312	23 Nov 2051	RM 96,973.87	RM 1,825.12	RM 323.25	RM 2,148.37	RM 95,148.75
313	23 Dec 2051	RM 95,148.75	RM 1,831.21	RM 317.16	RM 2,148.37	RM 93,317.54
314	23 Jan 2052	RM 93,317.54	RM 1,837.31	RM 311.06	RM 2,148.37	RM 91,480.23
315	23 Feb 2052	RM 91,480.23	RM 1,843.43	RM 304.93	RM 2,148.37	RM 89,636.80
316	23 Mar 2052	RM 89,636.80	RM 1,849.58	RM 298.79	RM 2,148.37	RM 87,787.22
317	23 Apr 2052	RM 87,787.22	RM 1,855.74	RM 292.62	RM 2,148.37	RM 85,931.47
318	23 May 2052	RM 85,931.47	RM 1,861.93	RM 286.44	RM 2,148.37	RM 84,069.54
319	23 Jun 2052	RM 84,069.54	RM 1,868.14	RM 280.23	RM 2,148.37	RM 82,201.41
320	23 Jul 2052	RM 82,201.41	RM 1,874.36	RM 274.00	RM 2,148.37	RM 80,327.04
321	23 Aug 2052	RM 80,327.04	RM 1,880.61	RM 267.76	RM 2,148.37	RM 78,446.43
322	23 Sept 2052	RM 78,446.43	RM 1,886.88	RM 261.49	RM 2,148.37	RM 76,559.55
323	23 Oct 2052	RM 76,559.55	RM 1,893.17	RM 255.20	RM 2,148.37	RM 74,666.38
324	23 Nov 2052	RM 74,666.38	RM 1,899.48	RM 248.89	RM 2,148.37	RM 72,766.90
325	23 Dec 2052	RM 72,766.90	RM 1,905.81	RM 242.56	RM 2,148.37	RM 70,861.09
326	23 Jan 2053	RM 70,861.09	RM 1,912.17	RM 236.20	RM 2,148.37	RM 68,948.92
327	23 Feb 2053	RM 68,948.92	RM 1,918.54	RM 229.83	RM 2,148.37	RM 67,030.38
328	23 Mar 2053	RM 67,030.38	RM 1,924.93	RM 223.43	RM 2,148.37	RM 65,105.45
329	23 Apr 2053	RM 65,105.45	RM 1,931.35	RM 217.02	RM 2,148.37	RM 63,174.10
330	23 May 2053	RM 63,174.10	RM 1,937.79	RM 210.58	RM 2,148.37	RM 61,236.31
331	23 Jun 2053	RM 61,236.31	RM 1,944.25	RM 204.12	RM 2,148.37	RM 59,292.06
332	23 Jul 2053	RM 59,292.06	RM 1,950.73	RM 197.64	RM 2,148.37	RM 57,341.33
333	23 Aug 2053	RM 57,341.33	RM 1,957.23	RM 191.14	RM 2,148.37	RM 55,384.10
334	23 Sept 2053	RM 55,384.10	RM 1,963.76	RM 184.61	RM 2,148.37	RM 53,420.35
335	23 Oct 2053	RM 53,420.35	RM 1,970.30	RM 178.07	RM 2,148.37	RM 51,450.04
336	23 Nov 2053	RM 51,450.04	RM 1,976.87	RM 171.50	RM 2,148.37	RM 49,473.18
337	23 Dec 2053	RM 49,473.18	RM 1,983.46	RM 164.91	RM 2,148.37	RM 47,489.72
338	23 Jan 2054	RM 47,489.72	RM 1,990.07	RM 158.30	RM 2,148.37	RM 45,499.65
339	23 Feb 2054	RM 45,499.65	RM 1,996.70	RM 151.67	RM 2,148.37	RM 43,502.94
340	23 Mar 2054	RM 43,502.94	RM 2,003.36	RM 145.01	RM 2,148.37	RM 41,499.59
341	23 Apr 2054	RM 41,499.59	RM 2,010.04	RM 138.33	RM 2,148.37	RM 39,489.55
342	23 May 2054	RM 39,489.55	RM 2,016.74	RM 131.63	RM 2,148.37	RM 37,472.81
343	23 Jun 2054	RM 37,472.81	RM 2,023.46	RM 124.91	RM 2,148.37	RM 35,449.35
344	23 Jul 2054	RM 35,449.35	RM 2,030.20	RM 118.16	RM 2,148.37	RM 33,419.15
345	23 Aug 2054	RM 33,419.15	RM 2,036.97	RM 111.40	RM 2,148.37	RM 31,382.18
346	23 Sept 2054	RM 31,382.18	RM 2,043.76	RM 104.61	RM 2,148.37	RM 29,338.42
347	23 Oct 2054	RM 29,338.42	RM 2,050.57	RM 97.79	RM 2,148.37	RM 27,287.84
348	23 Nov 2054	RM 27,287.84	RM 2,057.41	RM 90.96	RM 2,148.37	RM 25,230.43
349	23 Dec 2054	RM 25,230.43	RM 2,064.27	RM 84.10	RM 2,148.37	RM 23,166.16
350	23 Jan 2055	RM 23,166.16	RM 2,071.15	RM 77.22	RM 2,148.37	RM 21,095.02
351	23 Feb 2055	RM 21,095.02	RM 2,078.05	RM 70.32	RM 2,148.37	RM 19,016.96
352	23 Mar 2055	RM 19,016.96	RM 2,084.98	RM 63.39	RM 2,148.37	RM 16,931.98
353	23 Apr 2055	RM 16,931.98	RM 2,091.93	RM 56.44	RM 2,148.37	RM 14,840.06
354	23 May 2055	RM 14,840.06	RM 2,098.90	RM 49.47	RM 2,148.37	RM 12,741.15
355	23 Jun 2055	RM 12,741.15	RM 2,105.90	RM 42.47	RM 2,148.37	RM 10,635.26
356	23 Jul 2055	RM 10,635.26	RM 2,112.92	RM 35.45	RM 2,148.37	RM 8,522.34
357	23 Aug 2055	RM 8,522.34	RM 2,119.96	RM 28.41	RM 2,148.37	RM 6,402.38
358	23 Sept 2055	RM 6,402.38	RM 2,127.03	RM 21.34	RM 2,148.37	RM 4,275.35
359	23 Oct 2055	RM 4,275.35	RM 2,134.12	RM 14.25	RM 2,148.37	RM 2,141.23
360	23 Nov 2055	RM 2,141.23	RM 2,141.23	RM 7.14	RM 2,148.37	RM 0.00

LPPSA Loan Calculator: Your Complete Guide to Public Sector Housing Financing in Malaysia

The LPPSA loan calculator is an essential tool for Malaysian government employees planning to purchase their dream home. LPPSA, or Lembaga Pembiayaan Perumahan Sektor Awam (Public Sector Housing Financing Board), provides specialized housing loans exclusively for government employees, offering competitive interest rates and flexible repayment terms that are often more favorable than conventional bank loans.

Whether you're a first-time homebuyer or looking to refinance your existing property, understanding how LPPSA loans work and comparing them with bank loan options is crucial for making informed financial decisions. This comprehensive guide will help you navigate LPPSA loan calculations, eligibility requirements, and understand the benefits of choosing LPPSA financing over traditional bank loans.

What is LPPSA Loan?

LPPSA loan, or Lembaga Pembiayaan Perumahan Sektor Awam loan, is a government-backed housing financing scheme designed specifically for Malaysian public sector employees. Established to help government workers achieve homeownership, LPPSA offers housing loans with attractive interest rates, typically lower than those offered by commercial banks. The LPPSA loan calculator helps you estimate your monthly payments, total interest costs, and repayment schedules based on LPPSA's current rates and terms.

LPPSA loans are available to various categories of government employees, including federal and state government workers, statutory bodies employees, and certain categories of public sector workers. The LPPSA loan calculator online makes it easy to determine your eligibility and calculate potential loan amounts based on your salary and existing financial commitments.

LPPSA Loan Calculator Features

A comprehensive LPPSA loan calculator provides multiple calculation tools to help you plan your home financing:

Basic LPPSA Calculator: Calculate your monthly installment (EMI), total interest payments, and complete repayment schedule. The LPPSA calculator loan online helps you understand the full cost of your loan over the repayment period.
LPPSA Loan Eligibility Calculator: Determine your maximum loan amount based on your monthly salary and existing EMI obligations. LPPSA typically allows up to 40% of your monthly income for loan repayments, making the eligibility calculator crucial for planning your home purchase.
Loan Calculator to Find Loan Length: If you have a specific monthly payment amount in mind, this tool calculates how long it will take to pay off your loan. This is particularly useful when planning your budget and determining the optimal loan term.
LPPSA vs Bank Loan Comparison: Compare LPPSA loan benefits with conventional bank loans to see potential savings in monthly payments and total interest costs. This comparison helps you make an informed decision about which financing option is best for your situation.

LPPSA Calculator Loan Rumah (House Loan Calculator)

The LPPSA calculator loan rumah (house loan calculator) is specifically designed for calculating housing loan payments. "Rumah" means house in Malay, and this calculator helps Malaysian government employees plan their home purchases. The LPPSA financing calculator considers various factors including loan amount, down payment, interest rate, and loan term to provide accurate monthly payment estimates.

When using the LPPSA calculator loan rumah, you can input your desired property price, down payment amount, and preferred loan term to see your monthly installment. The calculator also shows your total interest payments over the loan period, helping you understand the true cost of your home financing.

LPPSA Mortgage Calculator and Home Loan Calculator

The LPPSA mortgage calculator and LPPSA home loan calculator are interchangeable terms referring to the same tool - a calculator designed for LPPSA housing loans. These calculators help you estimate monthly mortgage payments, total interest costs, and repayment schedules. Whether you call it an LPPSA mortgage calculator or LPPSA home loan calculator, the functionality remains the same: helping government employees plan their home financing effectively.

LPPSA typically offers interest rates ranging from 3.5% to 4.5% per annum, which are generally lower than commercial bank rates. The LPPSA mortgage calculator helps you see how these competitive rates translate into lower monthly payments and reduced total interest costs compared to bank loans.

LPPSA vs Bank Loan: Understanding the Differences

One of the most important features of an LPPSA loan calculator is the ability to compare LPPSA loans with bank loans. The LPPSA vs bank loan comparison tool shows you the potential savings by choosing LPPSA financing over conventional bank loans.

Key differences between LPPSA and bank loans include:

Interest Rates: LPPSA typically offers lower interest rates (3.5-4.5%) compared to banks (4.5-5.5%), resulting in significant savings over the loan term.
Eligibility: LPPSA loans are exclusively for government employees, while bank loans are available to all eligible borrowers. The LPPSA loan eligibility calculator helps determine if you qualify for LPPSA financing.
Loan Terms: LPPSA offers flexible repayment terms up to 35 years, similar to bank loans, but with more favorable interest rates.
Processing: LPPSA may have different processing requirements and documentation compared to banks, but often provides more streamlined processes for government employees.

How to Use the LPPSA Loan Calculator

Using the LPPSA loan calculator app or LPPSA calculator loan online is straightforward. Simply input your loan amount, down payment, interest rate, and loan term to get instant calculations of your monthly payments and total interest costs. The calculator provides detailed payment schedules showing how your loan balance decreases over time and how much interest you pay each month.

For eligibility calculations, enter your monthly salary and any existing EMI obligations. The LPPSA loan eligibility calculator will determine your maximum loan amount and recommended loan size based on LPPSA's lending criteria. This helps you understand how much you can afford to borrow before starting your property search.

Benefits of Using LPPSA Loan Calculator

The LPPSA calculator provides several benefits for Malaysian government employees planning home purchases:

Accurate Planning: Get precise estimates of monthly payments and total loan costs before committing to a property purchase.
Eligibility Assessment: Determine your maximum loan amount based on your income and existing financial commitments.
Comparison Tool: Compare LPPSA loans with bank loans to see potential savings and make informed financing decisions.
Budget Planning: Understand your monthly financial obligations and plan your budget accordingly.
Loan Term Optimization: Use the loan length calculator to find the optimal repayment period based on your monthly payment capacity.

Whether you're using an LPPSA loan calculator app on your mobile device or accessing the LPPSA calculator loan online through a web browser, these tools provide essential financial planning capabilities for Malaysian government employees. By understanding your loan options, eligibility, and potential savings, you can make informed decisions about your home financing and achieve your homeownership goals with confidence.