BPI Home Loan Calculator
Calculate your monthly payments, total interest, and payment schedule for BPI home loans in the Philippines. Supports home loans, renovation, improvement, construction, and equity loans.
Loan Details
Enter the property value
Enter the down payment amount
Enter the loan amount
BPI Home Loan rate: 6.75% (2025)
Loan term in years (1-30)
Loan start date
Summary
Monthly Breakdown
Principal vs Interest Ratio
Payment Schedule
About BPI Home Loans
BPI (Bank of the Philippine Islands) offers comprehensive home loan solutions for Filipinos looking to purchase, renovate, improve, construct, or leverage equity in their properties. With competitive interest rates and flexible terms, BPI home loans provide a pathway to homeownership and property investment.
Types of BPI Home Loans
- Home Loan: Traditional mortgage loans for purchasing residential properties, with competitive rates starting from 6.75%.
- Home Renovation Loan: Financing for renovating existing properties, helping homeowners upgrade and improve their living spaces.
- Home Improvement Loan: Funds for home improvements and enhancements, allowing property owners to add value to their homes.
- Home Construction Loan: Specialized loans for building new homes, with flexible disbursement schedules aligned with construction milestones.
- Home Equity Loan: Access up to 80% of your property's equity for various purposes, using your home as collateral.
Key Features
- Competitive interest rates for 2025
- Flexible loan terms up to 30 years
- Online application and approval process
- Prepayment options to reduce interest costs
- Comprehensive payment schedules and amortization
How to Use This Calculator
This BPI home loan calculator helps you estimate monthly payments, total interest costs, and create detailed payment schedules. Simply select your loan type, enter the loan amount, interest rate, and term, then review the results. You can also add extra payments to see how they affect your loan payoff timeline and interest savings.
The calculator supports multiple loan types and provides export options for CSV and PDF formats, making it easy to save and share your loan calculations. Use this tool to plan your home loan strategy and make informed financial decisions.