Loan Calculator Home

Free loan calculator home to calculate EMI, monthly payments, total interest, and repayment schedules for home loans, home equity loans, and home improvement loans. Supports SBI, HDFC, ICICI banks in India. Plan your mortgage with instant results and export to Excel.

Calculator Mode

Loan Details

Down Payment: 20.00%

Results

Loan Amount
₹40,00,000
Monthly EMI
₹35,348
Total Interest
₹44,83,622
Total Payment
₹84,83,622
Payment Schedule
MonthPayment DateBeginning BalancePrincipalInterestExtra PaymentTotal PaymentEnding Balance
1Nov 2025₹40,00,000₹6,182₹29,167₹0₹35,348₹39,93,818
2Dec 2025₹39,93,818₹6,227₹29,122₹0₹35,348₹39,87,591
3Jan 2026₹39,87,591₹6,272₹29,076₹0₹35,348₹39,81,319
4Feb 2026₹39,81,319₹6,318₹29,030₹0₹35,348₹39,75,001
5Mar 2026₹39,75,001₹6,364₹28,984₹0₹35,348₹39,68,637
6Apr 2026₹39,68,637₹6,410₹28,938₹0₹35,348₹39,62,227
7May 2026₹39,62,227₹6,457₹28,891₹0₹35,348₹39,55,769
8Jun 2026₹39,55,769₹6,504₹28,844₹0₹35,348₹39,49,265
9Jul 2026₹39,49,265₹6,552₹28,797₹0₹35,348₹39,42,714
10Aug 2026₹39,42,714₹6,599₹28,749₹0₹35,348₹39,36,114
11Sep 2026₹39,36,114₹6,648₹28,701₹0₹35,348₹39,29,466
12Oct 2026₹39,29,466₹6,696₹28,652₹0₹35,348₹39,22,770
13Nov 2026₹39,22,770₹6,745₹28,604₹0₹35,348₹39,16,025
14Dec 2026₹39,16,025₹6,794₹28,554₹0₹35,348₹39,09,231
15Jan 2027₹39,09,231₹6,844₹28,505₹0₹35,348₹39,02,388
16Feb 2027₹39,02,388₹6,894₹28,455₹0₹35,348₹38,95,494
17Mar 2027₹38,95,494₹6,944₹28,405₹0₹35,348₹38,88,550
18Apr 2027₹38,88,550₹6,994₹28,354₹0₹35,348₹38,81,556
19May 2027₹38,81,556₹7,045₹28,303₹0₹35,348₹38,74,511
20Jun 2027₹38,74,511₹7,097₹28,252₹0₹35,348₹38,67,414
21Jul 2027₹38,67,414₹7,149₹28,200₹0₹35,348₹38,60,265
22Aug 2027₹38,60,265₹7,201₹28,148₹0₹35,348₹38,53,065
23Sep 2027₹38,53,065₹7,253₹28,095₹0₹35,348₹38,45,811
24Oct 2027₹38,45,811₹7,306₹28,042₹0₹35,348₹38,38,505
25Nov 2027₹38,38,505₹7,359₹27,989₹0₹35,348₹38,31,146
26Dec 2027₹38,31,146₹7,413₹27,935₹0₹35,348₹38,23,733
27Jan 2028₹38,23,733₹7,467₹27,881₹0₹35,348₹38,16,266
28Feb 2028₹38,16,266₹7,521₹27,827₹0₹35,348₹38,08,745
29Mar 2028₹38,08,745₹7,576₹27,772₹0₹35,348₹38,01,168
30Apr 2028₹38,01,168₹7,632₹27,717₹0₹35,348₹37,93,537
31May 2028₹37,93,537₹7,687₹27,661₹0₹35,348₹37,85,849
32Jun 2028₹37,85,849₹7,743₹27,605₹0₹35,348₹37,78,106
33Jul 2028₹37,78,106₹7,800₹27,549₹0₹35,348₹37,70,306
34Aug 2028₹37,70,306₹7,857₹27,492₹0₹35,348₹37,62,450
35Sep 2028₹37,62,450₹7,914₹27,435₹0₹35,348₹37,54,536
36Oct 2028₹37,54,536₹7,972₹27,377₹0₹35,348₹37,46,564
37Nov 2028₹37,46,564₹8,030₹27,319₹0₹35,348₹37,38,535
38Dec 2028₹37,38,535₹8,088₹27,260₹0₹35,348₹37,30,446
39Jan 2029₹37,30,446₹8,147₹27,201₹0₹35,348₹37,22,299
40Feb 2029₹37,22,299₹8,207₹27,142₹0₹35,348₹37,14,092
41Mar 2029₹37,14,092₹8,267₹27,082₹0₹35,348₹37,05,826
42Apr 2029₹37,05,826₹8,327₹27,022₹0₹35,348₹36,97,499
43May 2029₹36,97,499₹8,388₹26,961₹0₹35,348₹36,89,112
44Jun 2029₹36,89,112₹8,449₹26,900₹0₹35,348₹36,80,663
45Jul 2029₹36,80,663₹8,510₹26,838₹0₹35,348₹36,72,153
46Aug 2029₹36,72,153₹8,572₹26,776₹0₹35,348₹36,63,580
47Sep 2029₹36,63,580₹8,635₹26,714₹0₹35,348₹36,54,945
48Oct 2029₹36,54,945₹8,698₹26,651₹0₹35,348₹36,46,248
49Nov 2029₹36,46,248₹8,761₹26,587₹0₹35,348₹36,37,486
50Dec 2029₹36,37,486₹8,825₹26,523₹0₹35,348₹36,28,661
51Jan 2030₹36,28,661₹8,889₹26,459₹0₹35,348₹36,19,772
52Feb 2030₹36,19,772₹8,954₹26,394₹0₹35,348₹36,10,818
53Mar 2030₹36,10,818₹9,020₹26,329₹0₹35,348₹36,01,798
54Apr 2030₹36,01,798₹9,085₹26,263₹0₹35,348₹35,92,713
55May 2030₹35,92,713₹9,152₹26,197₹0₹35,348₹35,83,561
56Jun 2030₹35,83,561₹9,218₹26,130₹0₹35,348₹35,74,343
57Jul 2030₹35,74,343₹9,286₹26,063₹0₹35,348₹35,65,057
58Aug 2030₹35,65,057₹9,353₹25,995₹0₹35,348₹35,55,704
59Sep 2030₹35,55,704₹9,421₹25,927₹0₹35,348₹35,46,283
60Oct 2030₹35,46,283₹9,490₹25,858₹0₹35,348₹35,36,793
61Nov 2030₹35,36,793₹9,559₹25,789₹0₹35,348₹35,27,233
62Dec 2030₹35,27,233₹9,629₹25,719₹0₹35,348₹35,17,604
63Jan 2031₹35,17,604₹9,699₹25,649₹0₹35,348₹35,07,905
64Feb 2031₹35,07,905₹9,770₹25,578₹0₹35,348₹34,98,135
65Mar 2031₹34,98,135₹9,841₹25,507₹0₹35,348₹34,88,294
66Apr 2031₹34,88,294₹9,913₹25,435₹0₹35,348₹34,78,381
67May 2031₹34,78,381₹9,985₹25,363₹0₹35,348₹34,68,396
68Jun 2031₹34,68,396₹10,058₹25,290₹0₹35,348₹34,58,338
69Jul 2031₹34,58,338₹10,131₹25,217₹0₹35,348₹34,48,206
70Aug 2031₹34,48,206₹10,205₹25,143₹0₹35,348₹34,38,001
71Sep 2031₹34,38,001₹10,280₹25,069₹0₹35,348₹34,27,721
72Oct 2031₹34,27,721₹10,355₹24,994₹0₹35,348₹34,17,367
73Nov 2031₹34,17,367₹10,430₹24,918₹0₹35,348₹34,06,937
74Dec 2031₹34,06,937₹10,506₹24,842₹0₹35,348₹33,96,430
75Jan 2032₹33,96,430₹10,583₹24,766₹0₹35,348₹33,85,848
76Feb 2032₹33,85,848₹10,660₹24,688₹0₹35,348₹33,75,188
77Mar 2032₹33,75,188₹10,738₹24,611₹0₹35,348₹33,64,450
78Apr 2032₹33,64,450₹10,816₹24,532₹0₹35,348₹33,53,634
79May 2032₹33,53,634₹10,895₹24,454₹0₹35,348₹33,42,739
80Jun 2032₹33,42,739₹10,974₹24,374₹0₹35,348₹33,31,765
81Jul 2032₹33,31,765₹11,054₹24,294₹0₹35,348₹33,20,711
82Aug 2032₹33,20,711₹11,135₹24,214₹0₹35,348₹33,09,576
83Sep 2032₹33,09,576₹11,216₹24,132₹0₹35,348₹32,98,360
84Oct 2032₹32,98,360₹11,298₹24,051₹0₹35,348₹32,87,062
85Nov 2032₹32,87,062₹11,380₹23,968₹0₹35,348₹32,75,681
86Dec 2032₹32,75,681₹11,463₹23,885₹0₹35,348₹32,64,218
87Jan 2033₹32,64,218₹11,547₹23,802₹0₹35,348₹32,52,671
88Feb 2033₹32,52,671₹11,631₹23,717₹0₹35,348₹32,41,040
89Mar 2033₹32,41,040₹11,716₹23,633₹0₹35,348₹32,29,324
90Apr 2033₹32,29,324₹11,801₹23,547₹0₹35,348₹32,17,523
91May 2033₹32,17,523₹11,887₹23,461₹0₹35,348₹32,05,636
92Jun 2033₹32,05,636₹11,974₹23,374₹0₹35,348₹31,93,662
93Jul 2033₹31,93,662₹12,061₹23,287₹0₹35,348₹31,81,601
94Aug 2033₹31,81,601₹12,149₹23,199₹0₹35,348₹31,69,451
95Sep 2033₹31,69,451₹12,238₹23,111₹0₹35,348₹31,57,213
96Oct 2033₹31,57,213₹12,327₹23,021₹0₹35,348₹31,44,886
97Nov 2033₹31,44,886₹12,417₹22,931₹0₹35,348₹31,32,469
98Dec 2033₹31,32,469₹12,508₹22,841₹0₹35,348₹31,19,962
99Jan 2034₹31,19,962₹12,599₹22,750₹0₹35,348₹31,07,363
100Feb 2034₹31,07,363₹12,691₹22,658₹0₹35,348₹30,94,673
101Mar 2034₹30,94,673₹12,783₹22,565₹0₹35,348₹30,81,890
102Apr 2034₹30,81,890₹12,876₹22,472₹0₹35,348₹30,69,013
103May 2034₹30,69,013₹12,970₹22,378₹0₹35,348₹30,56,043
104Jun 2034₹30,56,043₹13,065₹22,284₹0₹35,348₹30,42,978
105Jul 2034₹30,42,978₹13,160₹22,188₹0₹35,348₹30,29,818
106Aug 2034₹30,29,818₹13,256₹22,092₹0₹35,348₹30,16,562
107Sep 2034₹30,16,562₹13,353₹21,996₹0₹35,348₹30,03,209
108Oct 2034₹30,03,209₹13,450₹21,898₹0₹35,348₹29,89,759
109Nov 2034₹29,89,759₹13,548₹21,800₹0₹35,348₹29,76,211
110Dec 2034₹29,76,211₹13,647₹21,702₹0₹35,348₹29,62,564
111Jan 2035₹29,62,564₹13,746₹21,602₹0₹35,348₹29,48,818
112Feb 2035₹29,48,818₹13,847₹21,502₹0₹35,348₹29,34,971
113Mar 2035₹29,34,971₹13,948₹21,401₹0₹35,348₹29,21,024
114Apr 2035₹29,21,024₹14,049₹21,299₹0₹35,348₹29,06,975
115May 2035₹29,06,975₹14,152₹21,197₹0₹35,348₹28,92,823
116Jun 2035₹28,92,823₹14,255₹21,094₹0₹35,348₹28,78,568
117Jul 2035₹28,78,568₹14,359₹20,990₹0₹35,348₹28,64,209
118Aug 2035₹28,64,209₹14,464₹20,885₹0₹35,348₹28,49,745
119Sep 2035₹28,49,745₹14,569₹20,779₹0₹35,348₹28,35,176
120Oct 2035₹28,35,176₹14,675₹20,673₹0₹35,348₹28,20,501
121Nov 2035₹28,20,501₹14,782₹20,566₹0₹35,348₹28,05,719
122Dec 2035₹28,05,719₹14,890₹20,458₹0₹35,348₹27,90,829
123Jan 2036₹27,90,829₹14,999₹20,350₹0₹35,348₹27,75,830
124Feb 2036₹27,75,830₹15,108₹20,240₹0₹35,348₹27,60,722
125Mar 2036₹27,60,722₹15,218₹20,130₹0₹35,348₹27,45,504
126Apr 2036₹27,45,504₹15,329₹20,019₹0₹35,348₹27,30,175
127May 2036₹27,30,175₹15,441₹19,908₹0₹35,348₹27,14,734
128Jun 2036₹27,14,734₹15,554₹19,795₹0₹35,348₹26,99,180
129Jul 2036₹26,99,180₹15,667₹19,682₹0₹35,348₹26,83,514
130Aug 2036₹26,83,514₹15,781₹19,567₹0₹35,348₹26,67,732
131Sep 2036₹26,67,732₹15,896₹19,452₹0₹35,348₹26,51,836
132Oct 2036₹26,51,836₹16,012₹19,336₹0₹35,348₹26,35,824
133Nov 2036₹26,35,824₹16,129₹19,220₹0₹35,348₹26,19,695
134Dec 2036₹26,19,695₹16,246₹19,102₹0₹35,348₹26,03,449
135Jan 2037₹26,03,449₹16,365₹18,983₹0₹35,348₹25,87,084
136Feb 2037₹25,87,084₹16,484₹18,864₹0₹35,348₹25,70,599
137Mar 2037₹25,70,599₹16,604₹18,744₹0₹35,348₹25,53,995
138Apr 2037₹25,53,995₹16,726₹18,623₹0₹35,348₹25,37,269
139May 2037₹25,37,269₹16,848₹18,501₹0₹35,348₹25,20,422
140Jun 2037₹25,20,422₹16,970₹18,378₹0₹35,348₹25,03,452
141Jul 2037₹25,03,452₹17,094₹18,254₹0₹35,348₹24,86,357
142Aug 2037₹24,86,357₹17,219₹18,130₹0₹35,348₹24,69,139
143Sep 2037₹24,69,139₹17,344₹18,004₹0₹35,348₹24,51,794
144Oct 2037₹24,51,794₹17,471₹17,878₹0₹35,348₹24,34,324
145Nov 2037₹24,34,324₹17,598₹17,750₹0₹35,348₹24,16,726
146Dec 2037₹24,16,726₹17,726₹17,622₹0₹35,348₹23,98,999
147Jan 2038₹23,98,999₹17,856₹17,493₹0₹35,348₹23,81,143
148Feb 2038₹23,81,143₹17,986₹17,363₹0₹35,348₹23,63,157
149Mar 2038₹23,63,157₹18,117₹17,231₹0₹35,348₹23,45,040
150Apr 2038₹23,45,040₹18,249₹17,099₹0₹35,348₹23,26,791
151May 2038₹23,26,791₹18,382₹16,966₹0₹35,348₹23,08,409
152Jun 2038₹23,08,409₹18,516₹16,832₹0₹35,348₹22,89,893
153Jul 2038₹22,89,893₹18,651₹16,697₹0₹35,348₹22,71,241
154Aug 2038₹22,71,241₹18,787₹16,561₹0₹35,348₹22,52,454
155Sep 2038₹22,52,454₹18,924₹16,424₹0₹35,348₹22,33,530
156Oct 2038₹22,33,530₹19,062₹16,286₹0₹35,348₹22,14,467
157Nov 2038₹22,14,467₹19,201₹16,147₹0₹35,348₹21,95,266
158Dec 2038₹21,95,266₹19,341₹16,007₹0₹35,348₹21,75,925
159Jan 2039₹21,75,925₹19,482₹15,866₹0₹35,348₹21,56,443
160Feb 2039₹21,56,443₹19,624₹15,724₹0₹35,348₹21,36,818
161Mar 2039₹21,36,818₹19,767₹15,581₹0₹35,348₹21,17,051
162Apr 2039₹21,17,051₹19,912₹15,437₹0₹35,348₹20,97,139
163May 2039₹20,97,139₹20,057₹15,292₹0₹35,348₹20,77,082
164Jun 2039₹20,77,082₹20,203₹15,145₹0₹35,348₹20,56,879
165Jul 2039₹20,56,879₹20,350₹14,998₹0₹35,348₹20,36,529
166Aug 2039₹20,36,529₹20,499₹14,850₹0₹35,348₹20,16,030
167Sep 2039₹20,16,030₹20,648₹14,700₹0₹35,348₹19,95,382
168Oct 2039₹19,95,382₹20,799₹14,550₹0₹35,348₹19,74,583
169Nov 2039₹19,74,583₹20,950₹14,398₹0₹35,348₹19,53,633
170Dec 2039₹19,53,633₹21,103₹14,245₹0₹35,348₹19,32,530
171Jan 2040₹19,32,530₹21,257₹14,091₹0₹35,348₹19,11,273
172Feb 2040₹19,11,273₹21,412₹13,936₹0₹35,348₹18,89,861
173Mar 2040₹18,89,861₹21,568₹13,780₹0₹35,348₹18,68,292
174Apr 2040₹18,68,292₹21,725₹13,623₹0₹35,348₹18,46,567
175May 2040₹18,46,567₹21,884₹13,465₹0₹35,348₹18,24,683
176Jun 2040₹18,24,683₹22,043₹13,305₹0₹35,348₹18,02,640
177Jul 2040₹18,02,640₹22,204₹13,144₹0₹35,348₹17,80,435
178Aug 2040₹17,80,435₹22,366₹12,982₹0₹35,348₹17,58,069
179Sep 2040₹17,58,069₹22,529₹12,819₹0₹35,348₹17,35,540
180Oct 2040₹17,35,540₹22,693₹12,655₹0₹35,348₹17,12,847
181Nov 2040₹17,12,847₹22,859₹12,490₹0₹35,348₹16,89,988
182Dec 2040₹16,89,988₹23,026₹12,323₹0₹35,348₹16,66,962
183Jan 2041₹16,66,962₹23,194₹12,155₹0₹35,348₹16,43,769
184Feb 2041₹16,43,769₹23,363₹11,986₹0₹35,348₹16,20,406
185Mar 2041₹16,20,406₹23,533₹11,815₹0₹35,348₹15,96,873
186Apr 2041₹15,96,873₹23,705₹11,644₹0₹35,348₹15,73,168
187May 2041₹15,73,168₹23,877₹11,471₹0₹35,348₹15,49,291
188Jun 2041₹15,49,291₹24,052₹11,297₹0₹35,348₹15,25,240
189Jul 2041₹15,25,240₹24,227₹11,122₹0₹35,348₹15,01,013
190Aug 2041₹15,01,013₹24,404₹10,945₹0₹35,348₹14,76,609
191Sep 2041₹14,76,609₹24,581₹10,767₹0₹35,348₹14,52,028
192Oct 2041₹14,52,028₹24,761₹10,588₹0₹35,348₹14,27,267
193Nov 2041₹14,27,267₹24,941₹10,407₹0₹35,348₹14,02,326
194Dec 2041₹14,02,326₹25,123₹10,225₹0₹35,348₹13,77,202
195Jan 2042₹13,77,202₹25,306₹10,042₹0₹35,348₹13,51,896
196Feb 2042₹13,51,896₹25,491₹9,858₹0₹35,348₹13,26,405
197Mar 2042₹13,26,405₹25,677₹9,672₹0₹35,348₹13,00,729
198Apr 2042₹13,00,729₹25,864₹9,484₹0₹35,348₹12,74,865
199May 2042₹12,74,865₹26,053₹9,296₹0₹35,348₹12,48,812
200Jun 2042₹12,48,812₹26,243₹9,106₹0₹35,348₹12,22,570
201Jul 2042₹12,22,570₹26,434₹8,915₹0₹35,348₹11,96,136
202Aug 2042₹11,96,136₹26,627₹8,722₹0₹35,348₹11,69,509
203Sep 2042₹11,69,509₹26,821₹8,528₹0₹35,348₹11,42,688
204Oct 2042₹11,42,688₹27,016₹8,332₹0₹35,348₹11,15,672
205Nov 2042₹11,15,672₹27,213₹8,135₹0₹35,348₹10,88,459
206Dec 2042₹10,88,459₹27,412₹7,937₹0₹35,348₹10,61,047
207Jan 2043₹10,61,047₹27,612₹7,737₹0₹35,348₹10,33,435
208Feb 2043₹10,33,435₹27,813₹7,535₹0₹35,348₹10,05,622
209Mar 2043₹10,05,622₹28,016₹7,333₹0₹35,348₹9,77,607
210Apr 2043₹9,77,607₹28,220₹7,128₹0₹35,348₹9,49,386
211May 2043₹9,49,386₹28,426₹6,923₹0₹35,348₹9,20,961
212Jun 2043₹9,20,961₹28,633₹6,715₹0₹35,348₹8,92,328
213Jul 2043₹8,92,328₹28,842₹6,507₹0₹35,348₹8,63,486
214Aug 2043₹8,63,486₹29,052₹6,296₹0₹35,348₹8,34,434
215Sep 2043₹8,34,434₹29,264₹6,084₹0₹35,348₹8,05,169
216Oct 2043₹8,05,169₹29,477₹5,871₹0₹35,348₹7,75,692
217Nov 2043₹7,75,692₹29,692₹5,656₹0₹35,348₹7,46,000
218Dec 2043₹7,46,000₹29,909₹5,440₹0₹35,348₹7,16,091
219Jan 2044₹7,16,091₹30,127₹5,222₹0₹35,348₹6,85,964
220Feb 2044₹6,85,964₹30,347₹5,002₹0₹35,348₹6,55,617
221Mar 2044₹6,55,617₹30,568₹4,781₹0₹35,348₹6,25,049
222Apr 2044₹6,25,049₹30,791₹4,558₹0₹35,348₹5,94,259
223May 2044₹5,94,259₹31,015₹4,333₹0₹35,348₹5,63,243
224Jun 2044₹5,63,243₹31,241₹4,107₹0₹35,348₹5,32,002
225Jul 2044₹5,32,002₹31,469₹3,879₹0₹35,348₹5,00,533
226Aug 2044₹5,00,533₹31,699₹3,650₹0₹35,348₹4,68,834
227Sep 2044₹4,68,834₹31,930₹3,419₹0₹35,348₹4,36,904
228Oct 2044₹4,36,904₹32,163₹3,186₹0₹35,348₹4,04,741
229Nov 2044₹4,04,741₹32,397₹2,951₹0₹35,348₹3,72,344
230Dec 2044₹3,72,344₹32,633₹2,715₹0₹35,348₹3,39,711
231Jan 2045₹3,39,711₹32,871₹2,477₹0₹35,348₹3,06,839
232Feb 2045₹3,06,839₹33,111₹2,237₹0₹35,348₹2,73,728
233Mar 2045₹2,73,728₹33,352₹1,996₹0₹35,348₹2,40,376
234Apr 2045₹2,40,376₹33,596₹1,753₹0₹35,348₹2,06,780
235May 2045₹2,06,780₹33,841₹1,508₹0₹35,348₹1,72,940
236Jun 2045₹1,72,940₹34,087₹1,261₹0₹35,348₹1,38,852
237Jul 2045₹1,38,852₹34,336₹1,012₹0₹35,348₹1,04,516
238Aug 2045₹1,04,516₹34,586₹762₹0₹35,348₹69,930
239Sep 2045₹69,930₹34,839₹510₹0₹35,348₹35,091
240Oct 2045₹35,091₹35,091₹256₹0₹35,348₹0